Affinity Bancshares, Inc. (AFBI) — Financial statements
Income statement, balance sheet, and cash flow for Affinity Bancshares, Inc. — annual and quarterly history with growth and margin analysis.
| Metric (USD Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 53↑5.9% | 50↑10.7% | 45↑30.8% | 35↓1.7% | 35 | |
| Cost of Revenue | 20↑3.9% | 19↑24.5% | 15↑401.5% | 3↓27.5% | 4 | |
| Gross Profit | 33↑7.1% | 31↑3.5% | 30↓5.6% | 31↑1.9% | 31 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 17↑25.9% | 13↑7.1% | 12↑0.3% | 12↑14.6% | 11 | |
| Selling & Marketing Expenses | 0.00 | 0.00 | 0.00 | 0.00↓100.0% | 0.34 | |
| SG&A Expenses | 17↑25.9% | 13↑7.1% | 12↑0.3% | 12↑11.1% | 11 | |
| Other Expenses | 5↓51.4% | 11↑17.3% | 9↓8.5% | 10↓0.6% | 10 | |
| Operating Expenses | 22↓8.7% | 24↑11.5% | 21↓3.7% | 22↑5.5% | 21 | |
| Total Costs & Expenses | 42↓3.0% | 43↑16.9% | 37↑45.9% | 25↓0.0% | 25 | |
| Operating Results | ||||||
| Operating Income | 11↑60.9% | 7↓16.8% | 8↓10.1% | 9↓5.9% | 10 | |
| Depreciation & Amortization | 0.00↓100.0% | 0.74↑0.4% | 0.74↑117.5% | 0.34↓49.9% | 0.67 | |
| EBITDA | 11↑45.6% | 8↓15.4% | 9↓5.6% | 10↓8.7% | 11 | |
| EBIT | 11↑60.9% | 7↓16.8% | 8↓10.1% | 9↓5.9% | 10 | |
| Interest & Other Income | ||||||
| Net Interest Income | 43↑47.9% | 29↑7.2% | 27↓8.6% | 30↑1.6% | 29 | |
| Interest Income | 63↑31.4% | 48↑12.3% | 43↑32.9% | 32↓1.0% | 32 | |
| Interest Expense | 20↑5.7% | 19↑21.3% | 16↑551.6% | 2↓25.1% | 3 | |
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | 11↑60.9% | 7↓16.8% | 8↓10.1% | 9↓5.9% | 10 | |
| Income Tax Expense | 3↑88.5% | 2↓20.6% | 2↓11.5% | 2↓6.2% | 2 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 8↑53.2% | 5↓15.6% | 6↓9.6% | 7↓5.8% | 8 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | 8↑53.2% | 5↓15.6% | 6↓9.6% | 7↓5.8% | 8 | |
| Bottom-Line Net Income | 8↑53.2% | 5↓15.6% | 6↓9.6% | 7↓5.8% | 8 | |
| EPS (Basic) | 1.33↑56.5% | 0.85↓15.0% | 1.00↓6.5% | 1.07↓2.7% | 1.10 | |
| EPS (Diluted) | 1.29↑55.4% | 0.83↓15.3% | 0.98↓7.5% | 1.06↓2.8% | 1.09 | |
| Weighted Average Shares | 6↓4.3% | 6↓1.0% | 6↓2.9% | 7↓3.1% | 7 | |
| Weighted Average Diluted Shares | 6↓3.8% | 7↑0.3% | 7↓3.0% | 7↓2.7% | 7 | |
* All figures in Millions of USD, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.