Arrow Financial Corporation (AROW) — Financial ratios
Profitability, liquidity, leverage, and valuation ratios for Arrow Financial Corporation, with annual and quarterly history.
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Valuation | ||||||
| P/E Ratio | 11.79x | 16.18x | 15.83x | 11.47x | 11.32x | 11.33x |
| P/B Ratio | 1.20x | 1.20x | 1.25x | 1.58x | 1.52x | 1.38x |
| P/S Ratio | 2.14x | 2.15x | 2.48x | 3.49x | 3.82x | 3.20x |
| Profitability | ||||||
| Gross Margin | 65.3% | 60.4% | 68.1% | 90.0% | 96.3% | 84.8% |
| Operating Margin | 22.8% | 16.7% | 19.6% | 39.2% | 43.5% | 35.9% |
| Net Margin | 18.1% | 13.3% | 15.7% | 30.4% | 33.7% | 28.2% |
| EBITDA Margin | 22.8% | 19.2% | 23.1% | 43.9% | 48.8% | 40.6% |
| Liquidity | ||||||
| Current Ratio | 0.04x | 0.16x | 0.17x | 0.18x | 0.29x | 0.23x |
| Quick Ratio | 0.04x | 0.16x | 0.17x | 0.18x | 0.29x | 0.23x |
| Leverage | ||||||
| Debt/Equity | 0.07x | 0.08x | 0.19x | 0.30x | 0.19x | 0.26x |
YoY = year-over-year change. Source: FMP..