AmeriServ Financial, Inc. (ASRV) — Financial ratios
Profitability, liquidity, leverage, and valuation ratios for AmeriServ Financial, Inc., with annual and quarterly history.
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Valuation | ||||||
| P/E Ratio | 9.39x | 12.50x | -16.60x | 9.05x | 9.32x | 11.61x |
| P/B Ratio | 0.44x | 0.42x | 0.54x | 0.63x | 0.57x | 0.51x |
| P/S Ratio | 0.60x | 0.53x | 0.72x | 1.03x | 1.02x | 0.85x |
| Profitability | ||||||
| Gross Margin | 62.4% | 62.9% | 58.2% | 87.0% | 86.5% | 79.6% |
| Operating Margin | 7.7% | 5.2% | -5.7% | 14.0% | 13.6% | 9.2% |
| Net Margin | 6.4% | 4.3% | -4.3% | 11.3% | 11.0% | 7.3% |
| EBITDA Margin | 7.7% | 7.7% | -3.0% | 17.2% | 16.8% | 12.4% |
| Liquidity | ||||||
| Current Ratio | 0.06x | 0.15x | 0.15x | 0.17x | 0.18x | 0.17x |
| Quick Ratio | 0.06x | 0.15x | 0.15x | 0.17x | 0.18x | 0.17x |
| Leverage | ||||||
| Debt/Equity | 0.63x | 0.95x | 1.13x | 1.30x | 0.62x | 1.09x |
YoY = year-over-year change. Source: FMP..