Berkshire Hills Bancorp, Inc. (BHLB) — Financial statements
Income statement, balance sheet, and cash flow for Berkshire Hills Bancorp, Inc. — annual and quarterly history with growth and margin analysis.
| Metric (USD Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 833↑28.9% | 646↑4.4% | 619↑35.7% | 456↑8.8% | 419 | |
| Cost of Revenue | 0.00↓100.0% | 286↑19.7% | 239↑345.9% | 54↑43.5% | 37 | |
| Gross Profit | 0.00↓100.0% | 360↓5.3% | 380↓5.6% | 403↑5.5% | 381 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 0.00↓100.0% | 168↑0.9% | 166↑6.7% | 156↑1.0% | 154 | |
| Selling & Marketing Expenses | 6↑32.2% | 5↓15.9% | 5↑5.4% | 5↑85.6% | 3 | |
| SG&A Expenses | 6↓96.5% | 172↑0.4% | 172↑6.7% | 161↑2.5% | 157 | |
| Other Expenses | 827↑666.5% | 108↓16.9% | 130↑1.6% | 128↑68.4% | 76 | |
| Operating Expenses | 833↑197.2% | 280↓7.1% | 302↑4.4% | 289↑23.9% | 233 | |
| Total Costs & Expenses | 833↑47.0% | 567↑4.8% | 541↑57.9% | 342↑26.6% | 270 | |
| Operating Results | ||||||
| Operating Income | 0.00↓100.0% | 80↑1.5% | 78↓31.2% | 114↓23.6% | 149 | |
| Depreciation & Amortization | 1↓87.8% | 12↓12.7% | 13↓9.8% | 15↓9.4% | 16 | |
| EBITDA | 1↓98.5% | 91↓0.5% | 92↓28.7% | 129↓22.2% | 165 | |
| EBIT | 0.00↓100.0% | 80↑1.5% | 78↓31.2% | 114↓23.6% | 149 | |
| Interest & Other Income | ||||||
| Net Interest Income | -330↓193.8% | 352↓4.7% | 369↑7.1% | 345↑18.4% | 291 | |
| Interest Income | 0.00↓100.0% | 614↑6.5% | 576↑48.8% | 387↑17.7% | 329 | |
| Interest Expense | 330↑25.7% | 262↑26.6% | 207↑385.8% | 43↑12.6% | 38 | |
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | 122↑53.3% | 80↑1.5% | 78↓31.2% | 114↓23.6% | 149 | |
| Income Tax Expense | 32↑70.7% | 19↑112.2% | 9↓59.0% | 21↓29.9% | 30 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 90↑48.0% | 61↓12.3% | 70↓24.8% | 93↓22.0% | 119 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | 90↑48.0% | 61↓12.3% | 70↓24.8% | 93↓22.0% | 119 | |
| Bottom-Line Net Income | 90↑48.0% | 61↓12.3% | 70↓24.8% | 93↓22.0% | 119 | |
| EPS (Basic) | 1.03↓28.5% | 1.44↓10.6% | 1.61↓20.7% | 2.03↓15.8% | 2.41 | |
| EPS (Diluted) | 1.03↓28.0% | 1.43↓10.6% | 1.60↓20.8% | 2.02↓15.5% | 2.39 | |
| Weighted Average Shares | 87↑105.7% | 43↓1.8% | 43↓5.0% | 46↓7.5% | 49 | |
| Weighted Average Diluted Shares | 88↑105.2% | 43↓1.7% | 44↓5.2% | 46↓7.3% | 50 | |
* All figures in Millions of USD, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.