Byline Bancorp, Inc. (BY) — Financial statements
Income statement, balance sheet, and cash flow for Byline Bancorp, Inc. — annual and quarterly history with growth and margin analysis.
| Metric (USD Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 629↑1.3% | 621↑16.7% | 532↑49.4% | 356↑12.8% | 316 | |
| Cost of Revenue | 213↓12.9% | 245↑35.7% | 181↑200.3% | 60↑344.8% | 14 | |
| Gross Profit | 416↑10.5% | 376↑7.0% | 352↑18.8% | 296↓2.1% | 303 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 133↓5.1% | 140↑10.3% | 127↑7.6% | 118↑16.6% | 101 | |
| Selling & Marketing Expenses | 0.00↓100.0% | 5↑31.1% | 4↑34.4% | 3↑56.9% | 2 | |
| SG&A Expenses | 133↓8.3% | 145↑11.0% | 131↑8.2% | 121↑17.3% | 103 | |
| Other Expenses | 100↑42.6% | 70↓6.9% | 76↑24.2% | 61↓19.4% | 75 | |
| Operating Expenses | 233↑8.3% | 215↑4.4% | 206↑13.5% | 182↑1.8% | 178 | |
| Total Costs & Expenses | 447↓3.0% | 460↑19.0% | 387↑60.0% | 242↑26.0% | 192 | |
| Operating Results | ||||||
| Operating Income | 183↑13.6% | 161↑10.6% | 146↑27.0% | 115↓7.7% | 124 | |
| Depreciation & Amortization | 5↓2.5% | 5↑11.1% | 5↑5.6% | 4↓28.4% | 6 | |
| EBITDA | 188↑13.1% | 166↑10.6% | 150↑26.3% | 119↓8.6% | 130 | |
| EBIT | 183↑13.6% | 161↑10.6% | 146↑27.0% | 115↓7.7% | 124 | |
| Interest & Other Income | ||||||
| Net Interest Income | 385↑10.7% | 348↑5.3% | 331↑24.6% | 265↑12.2% | 236 | |
| Interest Income | 572↑1.1% | 566↑18.0% | 479↑59.0% | 302↑21.1% | 249 | |
| Interest Expense | 187↓14.2% | 218↑46.4% | 149↑310.9% | 36↑188.9% | 13 | |
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | -10 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | 173↑7.6% | 161↑10.6% | 146↑27.0% | 115↓7.7% | 124 | |
| Income Tax Expense | 43↑7.1% | 40↑6.7% | 38↑41.4% | 27↓14.9% | 31 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 130↑7.7% | 121↑11.9% | 108↑22.7% | 88↓5.2% | 93 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | 130↑7.7% | 121↑11.9% | 108↑22.7% | 88↓5.2% | 93 | |
| Bottom-Line Net Income | 130↑7.7% | 121↑11.9% | 108↑22.9% | 88↓4.6% | 92 | |
| EPS (Basic) | 2.90↑4.3% | 2.78↑3.3% | 2.69↑13.5% | 2.37↓3.3% | 2.45 | |
| EPS (Diluted) | 2.89↑5.1% | 2.75↑3.0% | 2.67↑14.1% | 2.34↓2.5% | 2.40 | |
| Weighted Average Shares | 45↑3.2% | 43↑8.5% | 40↑8.3% | 37↓1.7% | 38 | |
| Weighted Average Diluted Shares | 45↑3.6% | 44↑8.4% | 40↑7.9% | 37↓2.3% | 38 | |
* All figures in Millions of USD, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.