Pathward Financial, Inc. (CASH) — Financial statements
Income statement, balance sheet, and cash flow for Pathward Financial, Inc. — annual and quarterly history with growth and margin analysis.
| Metric (USD Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 685↑2.4% | 669↑9.4% | 611↑16.8% | 523↑1.6% | 515 | |
| Cost of Revenue | 68↓13.8% | 79↓34.0% | 120↑94.8% | 62↑8.9% | 57 | |
| Gross Profit | 617↑4.6% | 590↑20.0% | 491↑6.4% | 462↑0.7% | 459 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 200↓0.5% | 201↑9.3% | 184↑7.7% | 171↑13.3% | 151 | |
| Selling & Marketing Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| SG&A Expenses | 200↓0.5% | 201↑9.3% | 184↑7.7% | 171↑13.3% | 151 | |
| Other Expenses | 193↑14.1% | 169↑11.5% | 152↑37.8% | 110↓26.9% | 151 | |
| Operating Expenses | 394↑6.2% | 371↑10.3% | 336↑19.5% | 281↓6.8% | 302 | |
| Total Costs & Expenses | 462↑2.6% | 450↓1.3% | 456↑33.0% | 343↓4.3% | 359 | |
| Operating Results | ||||||
| Operating Income | 223↑2.0% | 219↑41.0% | 155↓14.0% | 180↑15.2% | 156 | |
| Depreciation & Amortization | 60↑3.4% | 58↓11.1% | 65↑5.4% | 62↑4.3% | 59 | |
| EBITDA | 283↑2.3% | 276↑25.6% | 220↓9.1% | 242↑12.3% | 215 | |
| EBIT | 223↑2.0% | 219↑41.0% | 155↓14.0% | 180↑15.2% | 156 | |
| Interest & Other Income | ||||||
| Net Interest Income | 512↑12.5% | 455↑17.3% | 388↑19.5% | 325↑16.3% | 279 | |
| Interest Income | 523↑9.9% | 476↑19.5% | 399↑21.0% | 329↑15.2% | 286 | |
| Interest Expense | 12↓45.4% | 21↑95.3% | 11↑123.2% | 5↓29.0% | 7 | |
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | 223↑2.0% | 219↑41.0% | 155↓14.0% | 180↑15.2% | 156 | |
| Income Tax Expense | 36↑6.3% | 34↑255.8% | 10↓63.4% | 26↑144.8% | 11 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 187↑1.2% | 185↑26.8% | 145↓5.6% | 154↑5.7% | 146 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | 186↑1.4% | 183↑27.9% | 143↓5.2% | 151↑6.7% | 142 | |
| Bottom-Line Net Income | 185↑2.0% | 182↑28.6% | 141↓5.1% | 149↑6.9% | 139 | |
| EPS (Basic) | 7.91↑9.7% | 7.21↑20.0% | 6.01↑14.3% | 5.26↑20.1% | 4.38 | |
| EPS (Diluted) | 7.87↑9.3% | 7.20↑20.2% | 5.99↑13.9% | 5.26↑20.1% | 4.38 | |
| Weighted Average Shares | 23↓7.0% | 25↓6.2% | 27↓8.2% | 29↓7.9% | 32 | |
| Weighted Average Diluted Shares | 24↓6.7% | 25↓6.4% | 27↓7.9% | 29↓7.9% | 32 | |
* All figures in Millions of USD, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.