Capital Bancorp, Inc. (CBNK) — Financial statements
Income statement, balance sheet, and cash flow for Capital Bancorp, Inc. — annual and quarterly history with growth and margin analysis.
| Metric (USD Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 304↑25.3% | 242↑17.3% | 207↑14.7% | 180↑3.5% | 174 | |
| Cost of Revenue | 80↑4.4% | 77↑49.8% | 51↑207.1% | 17↑68.2% | 10 | |
| Gross Profit | 224↑35.0% | 166↑6.6% | 155↓4.9% | 163↓0.4% | 164 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 80↑42.4% | 56↑14.9% | 49↑13.7% | 43↑13.4% | 38 | |
| Selling & Marketing Expenses | 6↓1.5% | 6↑3.2% | 6↓0.9% | 6↑29.5% | 5 | |
| SG&A Expenses | 86↑38.0% | 62↑13.6% | 55↑11.8% | 49↑15.2% | 43 | |
| Other Expenses | 67↑9.0% | 61↑13.2% | 54↓9.6% | 60↓11.0% | 67 | |
| Operating Expenses | 153↑23.6% | 124↑13.4% | 109↑0.0% | 109↓0.9% | 110 | |
| Total Costs & Expenses | 233↑16.3% | 200↑25.0% | 160↑27.5% | 126↑4.8% | 120 | |
| Operating Results | ||||||
| Operating Income | 71↑68.8% | 42↓9.5% | 46↓14.8% | 54↑0.7% | 54 | |
| Depreciation & Amortization | 3↑33.6% | 2↑368.1% | 0.47↓67.0% | 1↑18.7% | 1 | |
| EBITDA | 74↑67.0% | 44↓5.7% | 47↓16.1% | 56↑1.1% | 55 | |
| EBIT | 71↑68.8% | 42↓9.5% | 46↓14.8% | 54↑0.7% | 54 | |
| Interest & Other Income | ||||||
| Net Interest Income | 196↑26.7% | 155↑9.3% | 142↑0.7% | 141↑20.5% | 117 | |
| Interest Income | 261↑22.3% | 213↑16.4% | 183↑21.6% | 151↑22.2% | 123 | |
| Interest Expense | 65↑10.8% | 59↑40.5% | 42↑315.2% | 10↑53.3% | 7 | |
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | 4 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | 75↑79.2% | 42↓9.5% | 46↓14.8% | 54↑0.7% | 54 | |
| Income Tax Expense | 18↑63.7% | 11↑4.9% | 10↓16.7% | 12↓10.6% | 14 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 57↑84.6% | 31↓13.7% | 36↓14.2% | 42↑4.6% | 40 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | 57↑84.6% | 31↓13.7% | 36↓14.2% | 42↑4.6% | 40 | |
| Bottom-Line Net Income | 57↑84.6% | 31↓13.7% | 36↓14.2% | 42↑4.6% | 40 | |
| EPS (Basic) | 3.45↑62.7% | 2.12↓17.2% | 2.56↓14.1% | 2.98↑2.8% | 2.90 | |
| EPS (Diluted) | 3.40↑60.4% | 2.12↓16.9% | 2.55↓12.4% | 2.91↑2.5% | 2.84 | |
| Weighted Average Shares | 16↑13.1% | 15↑4.1% | 14↓0.2% | 14↑1.6% | 14 | |
| Weighted Average Diluted Shares | 16↑12.7% | 15↑4.0% | 14↓2.0% | 14↑2.0% | 14 | |
* All figures in Millions of USD, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.