Capitol Federal Financial, Inc. (CFFN) — Financial statements
Income statement, balance sheet, and cash flow for Capitol Federal Financial, Inc. — annual and quarterly history with growth and margin analysis.
| Metric (USD Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 417↑10.0% | 379↑104.4% | 186↓38.0% | 300↑7.5% | 279 | |
| Cost of Revenue | 220↑1.8% | 216↑1.3% | 213↑159.2% | 82↑10.2% | 75 | |
| Gross Profit | 197↑20.9% | 163↑689.3% | -28↓112.8% | 217↑6.5% | 204 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 65↑10.9% | 58↑4.2% | 56↓6.2% | 60↑1.8% | 59 | |
| Selling & Marketing Expenses | 5↑16.1% | 4↓1.0% | 4↓16.9% | 5↑0.9% | 5 | |
| SG&A Expenses | 70↑11.3% | 63↑3.9% | 60↓7.0% | 65↑1.8% | 64 | |
| Other Expenses | 45↓4.0% | 47↓8.5% | 51↑12.7% | 45↑2.0% | 44 | |
| Operating Expenses | 114↑4.8% | 109↓1.8% | 111↑1.1% | 110↑1.8% | 108 | |
| Total Costs & Expenses | 334↑2.8% | 325↑0.2% | 325↑68.7% | 192↑5.3% | 183 | |
| Operating Results | ||||||
| Operating Income | 83↑53.4% | 54↑138.9% | -139↓229.6% | 107↑11.6% | 96 | |
| Depreciation & Amortization | 8↓11.3% | 9↓13.9% | 10↓5.9% | 11↓1.9% | 11 | |
| EBITDA | 91↑44.5% | 63↑148.7% | -129↓209.2% | 118↑10.2% | 107 | |
| EBIT | 83↑53.4% | 54↑138.9% | -139↓229.6% | 107↑11.6% | 96 | |
| Interest & Other Income | ||||||
| Net Interest Income | 180↑11.3% | 162↑5.7% | 153↓20.4% | 193↑10.1% | 175 | |
| Interest Income | 400↑6.0% | 377↑4.7% | 360↑28.7% | 280↑8.3% | 258 | |
| Interest Expense | 219↑2.1% | 215↑4.0% | 207↑137.5% | 87↑4.5% | 83 | |
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | 83↑53.4% | 54↑138.9% | -139↓229.6% | 107↑11.6% | 96 | |
| Income Tax Expense | 15↓6.8% | 16↑143.1% | -37↓263.9% | 23↑14.1% | 20 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 68↑79.0% | 38↑137.4% | -102↓220.4% | 84↑11.0% | 76 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | 68↑79.0% | 38↑137.4% | -102↓220.4% | 84↑11.0% | 76 | |
| Bottom-Line Net Income | 68↑79.1% | 38↑137.4% | -102↓220.4% | 84↑11.0% | 76 | |
| EPS (Basic) | 0.52↑79.3% | 0.29↑138.2% | -0.76↓222.6% | 0.62↑10.7% | 0.56 | |
| EPS (Diluted) | 0.52↑79.3% | 0.29↑138.2% | -0.76↓222.6% | 0.62↑10.7% | 0.56 | |
| Weighted Average Shares | 130↑0.1% | 130↓2.8% | 134↓1.6% | 136↑0.2% | 135 | |
| Weighted Average Diluted Shares | 130↓0.5% | 131↓2.2% | 134↓1.6% | 136↑0.2% | 135 | |
* All figures in Millions of USD, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.