Cullen/Frost Bankers, Inc. (CFR) — Financial ratios
Profitability, liquidity, leverage, and valuation ratios for Cullen/Frost Bankers, Inc., with annual and quarterly history.
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Valuation | ||||||
| P/E Ratio | 12.51x | 14.79x | 11.65x | 14.81x | 18.10x | 16.52x |
| P/B Ratio | 1.77x | 2.21x | 1.87x | 2.73x | 1.81x | 1.27x |
| P/S Ratio | 2.78x | 3.02x | 2.63x | 4.56x | 5.75x | 3.68x |
| Profitability | ||||||
| Gross Margin | 75.0% | 70.1% | 73.4% | 90.0% | 98.3% | 80.7% |
| Operating Margin | 26.4% | 24.4% | 26.9% | 35.6% | 35.1% | 23.6% |
| Net Margin | 22.2% | 20.4% | 22.6% | 30.8% | 31.8% | 22.3% |
| EBITDA Margin | 29.4% | 27.3% | 29.8% | 39.4% | 40.0% | 28.0% |
| Liquidity | ||||||
| Current Ratio | 0.21x | 0.54x | 0.55x | 0.63x | 0.67x | 0.56x |
| Quick Ratio | 0.21x | 0.54x | 0.55x | 0.63x | 0.67x | 0.56x |
| Leverage | ||||||
| Debt/Equity | 1.04x | 1.18x | 1.17x | 1.57x | 0.67x | 0.55x |
YoY = year-over-year change. Source: FMP..