City Holding Company (CHCO) — Financial statements
Income statement, balance sheet, and cash flow for City Holding Company — annual and quarterly history with growth and margin analysis.
| Metric (USD Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 392↑5.6% | 371↑11.0% | 334↑30.8% | 256↑11.8% | 229 | |
| Cost of Revenue | 82↓6.5% | 88↑59.3% | 55↑445.6% | 10↑50.5% | 7 | |
| Gross Profit | 310↑9.4% | 283↑1.5% | 279↑13.7% | 246↑10.7% | 222 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 81↑2.8% | 79↑4.2% | 76↑11.5% | 68↑7.5% | 63 | |
| Selling & Marketing Expenses | 3↓19.3% | 4↑22.8% | 3↓8.6% | 3↑10.2% | 3 | |
| SG&A Expenses | 85↑1.8% | 83↑4.9% | 79↑10.6% | 72↑7.7% | 67 | |
| Other Expenses | 63↑12.7% | 56↓2.2% | 57↑20.7% | 47↑6.6% | 44 | |
| Operating Expenses | 147↑6.1% | 139↑1.9% | 136↑14.6% | 119↑7.2% | 111 | |
| Total Costs & Expenses | 230↑1.2% | 227↑18.5% | 191↑49.0% | 128↑9.3% | 117 | |
| Operating Results | ||||||
| Operating Income | 163↑12.5% | 145↑1.0% | 143↑12.4% | 127↑14.5% | 111 | |
| Depreciation & Amortization | 9↓34.4% | 13↑23.1% | 11↓32.0% | 16↑8.0% | 15 | |
| EBITDA | 171↑8.6% | 158↑2.5% | 154↑7.5% | 143↑13.8% | 126 | |
| EBIT | 163↑12.5% | 145↑1.0% | 143↑12.4% | 127↑14.5% | 111 | |
| Interest & Other Income | ||||||
| Net Interest Income | 236↑7.3% | 220↑0.5% | 219↑21.8% | 180↑15.7% | 156 | |
| Interest Income | 321↑4.8% | 306↑13.0% | 271↑43.0% | 190↑14.6% | 165 | |
| Interest Expense | 85↓1.6% | 86↑65.7% | 52↑438.8% | 10↓2.4% | 10 | |
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | -1 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | 161↑11.7% | 145↑1.0% | 143↑12.4% | 127↑14.5% | 111 | |
| Income Tax Expense | 31↑13.0% | 27↓4.6% | 29↑13.8% | 25↑9.3% | 23 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 130↑11.4% | 117↑2.4% | 114↑12.0% | 102↑15.9% | 88 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | 130↑11.4% | 117↑2.4% | 114↑12.0% | 102↑15.9% | 88 | |
| Bottom-Line Net Income | 129↑11.5% | 116↑2.4% | 113↑12.1% | 101↑15.9% | 87 | |
| EPS (Basic) | 8.94↑13.0% | 7.91↑3.8% | 7.62↑11.9% | 6.81↑20.1% | 5.67 | |
| EPS (Diluted) | 8.94↑13.3% | 7.89↑3.7% | 7.61↑11.9% | 6.80↑20.1% | 5.66 | |
| Weighted Average Shares | 14↓2.2% | 15↓1.3% | 15↑0.1% | 15↓3.5% | 15 | |
| Weighted Average Diluted Shares | 14↓2.3% | 15↓1.3% | 15↑0.1% | 15↓3.5% | 15 | |
* All figures in Millions of USD, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.