Civista Bancshares, Inc. (CIVB) — Financial statements
Income statement, balance sheet, and cash flow for Civista Bancshares, Inc. — annual and quarterly history with growth and margin analysis.
| Metric (USD Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 255↑5.4% | 242↑11.2% | 217↑42.2% | 153↑14.0% | 134 | |
| Cost of Revenue | 86↓10.0% | 95↑54.6% | 62↑248.4% | 18↑69.3% | 10 | |
| Gross Profit | 169↑15.4% | 147↓5.9% | 156↑15.2% | 135↑9.3% | 124 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 73↑12.9% | 64↑7.5% | 60↑15.6% | 52↑13.4% | 46 | |
| Selling & Marketing Expenses | 0.00↓100.0% | 2↑54.4% | 1↓10.6% | 2↑37.2% | 1 | |
| SG&A Expenses | 73↑9.4% | 67↑8.6% | 61↑14.8% | 53↑13.9% | 47 | |
| Other Expenses | 41↓5.2% | 43↓1.1% | 44↑25.9% | 35↑22.4% | 29 | |
| Operating Expenses | 114↑3.6% | 110↑4.5% | 105↑19.2% | 88↑17.1% | 75 | |
| Total Costs & Expenses | 200↓2.7% | 205↑23.0% | 167↑57.5% | 106↑23.5% | 86 | |
| Operating Results | ||||||
| Operating Income | 55↑51.0% | 37↓27.7% | 51↑7.6% | 47↓2.8% | 48 | |
| Depreciation & Amortization | 0.00↓100.0% | 11↓10.6% | 12↑114.5% | 6↑100.7% | 3 | |
| EBITDA | 55↑16.0% | 48↓24.4% | 63↑19.3% | 53↑3.0% | 51 | |
| EBIT | 55↑51.0% | 37↓27.7% | 51↑7.6% | 47↓2.8% | 48 | |
| Interest & Other Income | ||||||
| Net Interest Income | 139↑18.7% | 117↓7.0% | 125↑13.9% | 110↑15.5% | 95 | |
| Interest Income | 221↑6.9% | 207↑13.1% | 183↑44.8% | 126↑20.1% | 105 | |
| Interest Expense | 82↓8.4% | 90↑57.2% | 57↑258.8% | 16↑65.7% | 10 | |
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | 55↑51.0% | 37↓27.7% | 51↑7.6% | 47↓2.8% | 48 | |
| Income Tax Expense | 9↑84.5% | 5↓36.1% | 8↑0.5% | 8↓2.9% | 8 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 46↑45.9% | 32↓26.3% | 43↑9.0% | 39↓2.8% | 41 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | 46↑45.9% | 32↓26.3% | 43↑9.0% | 39↓2.8% | 41 | |
| Bottom-Line Net Income | 46↑45.3% | 32↓26.3% | 43↑9.0% | 39↓2.3% | 40 | |
| EPS (Basic) | 2.64↑31.3% | 2.01↓26.4% | 2.73↑5.0% | 2.60↓1.1% | 2.63 | |
| EPS (Diluted) | 2.64↑31.3% | 2.01↓26.4% | 2.73↑5.0% | 2.60↓1.1% | 2.63 | |
| Weighted Average Shares | 18↑13.7% | 15↑1.6% | 15↑1.2% | 15↓2.4% | 15 | |
| Weighted Average Diluted Shares | 18↑13.7% | 15↑1.6% | 15↑1.2% | 15↓2.4% | 15 | |
* All figures in Millions of USD, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.