Columbia Financial, Inc. (CLBK) — Financial statements
Income statement, balance sheet, and cash flow for Columbia Financial, Inc. — annual and quarterly history with growth and margin analysis.
| Metric (USD Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 507↑11.9% | 453↑7.3% | 422↑24.2% | 340↑10.1% | 309 | |
| Cost of Revenue | 252↓12.3% | 288↑48.5% | 194↑300.8% | 48↑78.8% | 27 | |
| Gross Profit | 255↑54.1% | 165↓27.6% | 228↓21.7% | 292↑3.5% | 282 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 70↓40.0% | 117↓9.6% | 129↑8.3% | 120↑17.3% | 102 | |
| Selling & Marketing Expenses | 4↑72.9% | 3↓10.5% | 3↓2.1% | 3↑21.5% | 2 | |
| SG&A Expenses | 75↓37.7% | 120↓9.6% | 132↑8.1% | 122↑17.4% | 104 | |
| Other Expenses | 120↑94.8% | 62↑23.2% | 50↓4.4% | 52↑1.9% | 51 | |
| Operating Expenses | 195↑7.4% | 181↓0.6% | 182↑4.3% | 175↑12.3% | 156 | |
| Total Costs & Expenses | 447↓4.7% | 469↑24.7% | 376↑68.6% | 223↑22.1% | 183 | |
| Operating Results | ||||||
| Operating Income | 60↑478.1% | -16↓134.5% | 46↓60.6% | 117↓7.4% | 126 | |
| Depreciation & Amortization | 9↓40.2% | 15↑2.0% | 14↑6.9% | 13↑14.7% | 12 | |
| EBITDA | 69↑5189.7% | -1↓102.2% | 60↓53.7% | 130↓5.5% | 138 | |
| EBIT | 60↑478.1% | -16↓134.5% | 46↓60.6% | 117↓7.4% | 126 | |
| Interest & Other Income | ||||||
| Net Interest Income | 233↑36.6% | 170↓15.1% | 201↓24.3% | 265↑14.7% | 231 | |
| Interest Income | 468↑5.5% | 444↑13.9% | 390↑26.6% | 308↑15.0% | 268 | |
| Interest Expense | 235↓13.9% | 273↑44.6% | 189↑340.9% | 43↑15.9% | 37 | |
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | 60↑478.1% | -16↓134.5% | 46↓60.6% | 117↓7.4% | 126 | |
| Income Tax Expense | 8↑297.1% | -4↓142.7% | 10↓67.5% | 31↓10.0% | 34 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 52↑544.2% | -12↓132.3% | 36↓58.1% | 86↓6.4% | 92 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | 52↑544.2% | -12↓132.3% | 36↓58.1% | 86↓6.4% | 92 | |
| Bottom-Line Net Income | 52↑544.2% | -12↓132.3% | 36↓58.1% | 86↓6.4% | 92 | |
| EPS (Basic) | 0.51↑563.6% | -0.11↓131.4% | 0.35↓57.3% | 0.82↓6.8% | 0.88 | |
| EPS (Diluted) | 0.51↑563.6% | -0.11↓131.4% | 0.35↓56.8% | 0.81↓8.0% | 0.88 | |
| Weighted Average Shares | 101↓0.2% | 102↓1.0% | 103↓2.8% | 106↑1.4% | 104 | |
| Weighted Average Diluted Shares | 101↓0.4% | 102↓1.0% | 103↓3.1% | 106↑2.0% | 104 | |
* All figures in Millions of USD, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.