Capital One Financial Corporation (COF-PJ) — Financial statements
Income statement, balance sheet, and cash flow for Capital One Financial Corporation — annual and quarterly history with growth and margin analysis.
| Metric (USD Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 69,252↑28.4% | 53,938↑9.0% | 49,484↑29.0% | 38,373↑19.8% | 32,033 | |
| Cost of Revenue | 36,473↑37.4% | 26,542↑14.8% | 23,123↑131.9% | 9,970↑2981.5% | -346 | |
| Gross Profit | 32,779↑19.6% | 27,396↑3.9% | 26,361↓7.2% | 28,403↓12.3% | 32,379 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 12,471↑32.7% | 9,398↑1.0% | 9,302↑10.4% | 8,425↑13.5% | 7,421 | |
| Selling & Marketing Expenses | 5,884↑29.0% | 4,562↑13.8% | 4,009↓0.2% | 4,017↑39.9% | 2,871 | |
| SG&A Expenses | 18,355↑31.5% | 13,960↑4.9% | 13,311↑7.0% | 12,442↑20.9% | 10,292 | |
| Other Expenses | 12,143↑61.3% | 7,526↑7.4% | 7,005↑4.2% | 6,721↑7.1% | 6,278 | |
| Operating Expenses | 30,498↑41.9% | 21,486↑5.8% | 20,316↑6.0% | 19,163↑15.6% | 16,570 | |
| Total Costs & Expenses | 66,971↑39.4% | 48,028↑10.6% | 43,439↑49.1% | 29,133↑79.6% | 16,224 | |
| Operating Results | ||||||
| Operating Income | 2,281↓61.4% | 5,910↓2.2% | 6,045↓34.6% | 9,240↓41.6% | 15,809 | |
| Depreciation & Amortization | 5,260↑62.5% | 3,237↑0.3% | 3,226↑0.5% | 3,210↓7.8% | 3,481 | |
| EBITDA | 7,541↓17.6% | 9,147↓1.3% | 9,271↓25.5% | 12,450↓35.5% | 19,290 | |
| EBIT | 2,281↓61.4% | 5,910↓2.2% | 6,045↓34.6% | 9,240↓41.6% | 15,809 | |
| Interest & Other Income | ||||||
| Net Interest Income | 42,878↑37.4% | 31,208↑6.7% | 29,241↑7.8% | 27,114↑12.2% | 24,171 | |
| Interest Income | 58,696↑27.5% | 46,034↑9.8% | 41,938↑34.3% | 31,237↑21.2% | 25,769 | |
| Interest Expense | 15,818↑6.7% | 14,826↑16.8% | 12,697↑208.0% | 4,123↑158.0% | 1,598 | |
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | 2,281↓61.4% | 5,910↓2.2% | 6,045↓34.6% | 9,240↓41.6% | 15,809 | |
| Income Tax Expense | 193↓83.4% | 1,163↑0.4% | 1,158↓38.4% | 1,880↓44.9% | 3,415 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 2,088↓56.0% | 4,747↓2.9% | 4,887↓33.6% | 7,360↓40.6% | 12,394 | |
| Net Income from Discontinued Operations | 365↑12066.7% | 3 | 0.00 | 0.00↑100.0% | -4 | |
| Net Income | 2,453↓48.4% | 4,750↓2.8% | 4,887↓33.6% | 7,360↓40.6% | 12,390 | |
| Bottom-Line Net Income | 2,181↓50.9% | 4,445↓3.0% | 4,582↓35.0% | 7,044↓41.1% | 11,965 | |
| EPS (Basic) | 4.03↓65.3% | 11.61↓3.1% | 11.98↓33.4% | 17.98↓33.5% | 27.04 | |
| EPS (Diluted) | 4.03↓65.2% | 11.59↓3.0% | 11.95↓33.3% | 17.91↓33.5% | 26.94 | |
| Weighted Average Shares | 541↑41.3% | 383↑0.1% | 382↓6.9% | 411↓7.1% | 443 | |
| Weighted Average Diluted Shares | 541↑41.1% | 384↑0.1% | 383↓2.5% | 393↓11.5% | 444 | |
* All figures in Millions of USD, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.