Central Pacific Financial Corp. (CPF) — Financial statements
Income statement, balance sheet, and cash flow for Central Pacific Financial Corp. — annual and quarterly history with growth and margin analysis.
| Metric (USD Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 362↑6.4% | 340↑6.5% | 320↑15.4% | 277↑6.6% | 260 | |
| Cost of Revenue | 87↓16.8% | 104↑18.3% | 88↑465.7% | 16↑317.8% | -7 | |
| Gross Profit | 276↑16.6% | 236↑2.1% | 232↓11.4% | 262↓2.1% | 267 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 98↑6.2% | 93↑4.9% | 88↓8.8% | 97↑0.9% | 96 | |
| Selling & Marketing Expenses | 5↓16.5% | 6↓4.9% | 6↑4.2% | 6↓16.5% | 7 | |
| SG&A Expenses | 103↑4.9% | 98↑4.3% | 94↓8.1% | 102↓0.2% | 103 | |
| Other Expenses | 72↑2.7% | 70↑15.6% | 61↑0.7% | 60↑2.8% | 59 | |
| Operating Expenses | 175↑4.0% | 168↑8.7% | 155↓4.8% | 163↑0.9% | 161 | |
| Total Costs & Expenses | 262↓4.0% | 272↑12.2% | 243↑36.2% | 178↑15.6% | 154 | |
| Operating Results | ||||||
| Operating Income | 101↑48.0% | 68↓11.4% | 77↓22.2% | 99↓6.5% | 106 | |
| Depreciation & Amortization | 0.00↓100.0% | 9↑19.2% | 8↓6.3% | 8↓21.9% | 10 | |
| EBITDA | 101↑30.5% | 77↓8.7% | 84↓21.0% | 107↓7.9% | 116 | |
| EBIT | 101↑48.0% | 68↓11.4% | 77↓22.2% | 99↓6.5% | 106 | |
| Interest & Other Income | ||||||
| Net Interest Income | 240↑13.5% | 211↑0.8% | 210↓2.6% | 215↑2.1% | 211 | |
| Interest Income | 313↑2.4% | 306↑8.3% | 282↑21.5% | 232↑6.3% | 218 | |
| Interest Expense | 73↓22.3% | 94↑29.9% | 73↑325.1% | 17↑121.6% | 8 | |
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | -2 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | 98↑44.4% | 68↓11.4% | 77↓22.2% | 99↓6.5% | 106 | |
| Income Tax Expense | 21↑42.2% | 15↓19.4% | 18↓26.9% | 25↓3.6% | 26 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 77↑45.1% | 53↓9.0% | 59↓20.6% | 74↓7.5% | 80 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | 77↑45.1% | 53↓9.0% | 59↓20.6% | 74↓7.5% | 80 | |
| Bottom-Line Net Income | 77↑45.1% | 53↓9.0% | 59↓20.6% | 74↓7.5% | 80 | |
| EPS (Basic) | 2.89↑46.7% | 1.97↓9.2% | 2.17↓19.6% | 2.70↓5.3% | 2.85 | |
| EPS (Diluted) | 2.87↑45.7% | 1.97↓9.2% | 2.17↓19.0% | 2.68↓5.3% | 2.83 | |
| Weighted Average Shares | 27↓1.4% | 27↑0.1% | 27↓1.4% | 27↓2.2% | 28 | |
| Weighted Average Diluted Shares | 27↓1.4% | 27↑0.4% | 27↓1.8% | 28↓2.4% | 28 | |
* All figures in Millions of USD, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.