First Bancorp (FBNC) — Financial ratios
Profitability, liquidity, leverage, and valuation ratios for First Bancorp, with annual and quarterly history.
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Valuation | ||||||
| P/E Ratio | 18.91x | 23.67x | 14.55x | 10.35x | 17.03x | 11.97x |
| P/B Ratio | 1.27x | 1.25x | 1.10x | 1.47x | 1.32x | 1.09x |
| P/S Ratio | 3.87x | 3.40x | 2.80x | 3.73x | 5.01x | 3.06x |
| Profitability | ||||||
| Gross Margin | 70.1% | 61.7% | 70.4% | 93.0% | 92.4% | 82.9% |
| Operating Margin | 26.6% | 18.5% | 24.4% | 45.4% | 37.0% | 32.4% |
| Net Margin | 20.4% | 14.4% | 19.2% | 36.0% | 29.4% | 25.6% |
| EBITDA Margin | 28.5% | 21.9% | 27.9% | 49.2% | 41.3% | 36.7% |
| Liquidity | ||||||
| Current Ratio | 0.24x | 0.23x | 0.25x | 0.28x | 0.34x | 0.29x |
| Quick Ratio | 0.24x | 0.23x | 0.25x | 0.28x | 0.34x | 0.29x |
| Leverage | ||||||
| Debt/Equity | 0.05x | 0.01x | 0.23x | 0.23x | 0.02x | 0.03x |
YoY = year-over-year change. Source: FMP..