First Commonwealth Financial Corporation (FCF) — Financial statements
Income statement, balance sheet, and cash flow for First Commonwealth Financial Corporation — annual and quarterly history with growth and margin analysis.
| Metric (USD Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 729↑4.3% | 700↑11.7% | 627↑46.2% | 429↑7.0% | 401 | |
| Cost of Revenue | 236↓5.8% | 251↑57.6% | 159↑309.7% | 39↑179.0% | 14 | |
| Gross Profit | 493↑9.8% | 449↓4.0% | 467↑19.9% | 390↑0.8% | 387 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 88↓43.2% | 155↑4.1% | 149↑15.7% | 129↑5.6% | 122 | |
| Selling & Marketing Expenses | 6↑16.5% | 6↓3.1% | 6↑13.6% | 5↑1.0% | 5 | |
| SG&A Expenses | 95↓41.2% | 161↑3.8% | 155↑15.6% | 134↑5.4% | 127 | |
| Other Expenses | 200↑82.0% | 110↓4.5% | 115↑20.2% | 96↑10.2% | 87 | |
| Operating Expenses | 295↑8.9% | 271↑0.3% | 270↑17.5% | 230↑7.4% | 214 | |
| Total Costs & Expenses | 531↑1.8% | 521↑21.5% | 429↑59.8% | 268↑17.9% | 228 | |
| Operating Results | ||||||
| Operating Income | 198↑11.3% | 178↓9.8% | 198↑23.3% | 160↓7.3% | 173 | |
| Depreciation & Amortization | 6↑11.1% | 6↑38.6% | 4↓61.1% | 11↓7.8% | 11 | |
| EBITDA | 205↑11.2% | 184↓8.8% | 202↑18.1% | 171↓7.3% | 184 | |
| EBIT | 198↑11.3% | 178↓9.8% | 198↑23.3% | 160↓7.3% | 173 | |
| Interest & Other Income | ||||||
| Net Interest Income | 424↑12.5% | 377↓1.5% | 383↑22.9% | 311↑12.0% | 278 | |
| Interest Income | 631↑5.4% | 598↑13.6% | 527↑60.1% | 329↑12.2% | 293 | |
| Interest Expense | 207↓6.8% | 222↑53.5% | 144↑713.9% | 18↑15.9% | 15 | |
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | -7 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | 191↑7.4% | 178↓9.8% | 198↑23.3% | 160↓7.3% | 173 | |
| Income Tax Expense | 39↑9.6% | 36↓12.0% | 40↑26.5% | 32↓7.4% | 35 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 152↑6.8% | 143↓9.2% | 157↑22.5% | 128↓7.3% | 138 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | 152↑6.8% | 143↓9.2% | 157↑22.5% | 128↓7.3% | 138 | |
| Bottom-Line Net Income | 152↑6.8% | 143↓9.2% | 157↑22.5% | 128↓7.3% | 138 | |
| EPS (Basic) | 1.48↑5.7% | 1.40↓9.7% | 1.55↑13.1% | 1.37↓6.8% | 1.47 | |
| EPS (Diluted) | 1.47↑5.8% | 1.39↓9.7% | 1.54↑12.4% | 1.37↓4.9% | 1.44 | |
| Weighted Average Shares | 103↑0.9% | 102↑0.4% | 102↑8.5% | 94↓0.7% | 94 | |
| Weighted Average Diluted Shares | 104↑1.4% | 102↑0.4% | 102↑8.5% | 94↓2.0% | 96 | |
* All figures in Millions of USD, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.