Fifth District Savings Bank (FDSB) — Financial statements
Income statement, balance sheet, and cash flow for Fifth District Savings Bank — annual and quarterly history with growth and margin analysis.
| Metric (USD Millions) | 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|---|
| Revenue & Gross Profit | |||||
| Revenue | 26↑37.3% | 19↑10.9% | 17↑13.3% | 15 | |
| Cost of Revenue | 9↑15.0% | 8↑32.6% | 6↑273.6% | 2 | |
| Gross Profit | 17↑53.1% | 11↓0.6% | 11↓17.4% | 14 | |
| Operating Expenses | |||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 8↑12.9% | 7↑10.2% | 7↑1.8% | 6 | |
| Selling & Marketing Expenses | 0.11↓19.8% | 0.13↓49.2% | 0.26↓14.5% | 0.30 | |
| SG&A Expenses | 8↑12.4% | 7↑7.9% | 7↑1.0% | 7 | |
| Other Expenses | 5↓9.9% | 5↑49.1% | 4↑6.4% | 3 | |
| Operating Expenses | 13↑2.9% | 13↑22.2% | 10↑2.9% | 10 | |
| Total Costs & Expenses | 22↑7.6% | 21↑26.1% | 16↑40.2% | 12 | |
| Operating Results | |||||
| Operating Income | 4↑391.4% | -1↓251.8% | 0.95↓73.9% | 4 | |
| Depreciation & Amortization | 0.67↓3.3% | 0.69↑26.6% | 0.55↑2.8% | 0.53 | |
| EBITDA | 5↑754.4% | -0.74↓149.7% | 1↓64.0% | 4 | |
| EBIT | 4↑391.4% | -1↓251.8% | 0.95↓73.9% | 4 | |
| Interest & Other Income | |||||
| Net Interest Income | 13↑27.8% | 10↑0.1% | 10↓21.4% | 13 | |
| Interest Income | 22↑14.4% | 19↑17.4% | 16↑14.0% | 14 | |
| Interest Expense | 9↓0.1% | 9↑44.9% | 6↑293.7% | 2 | |
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | 0.00 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | 4↑391.4% | -1↓251.8% | 0.95↓73.9% | 4 | |
| Income Tax Expense | 0.10↑127.1% | -0.36↓340.3% | 0.15↓79.1% | 0.71 | |
| Net Income & EPS | |||||
| Net Income from Continuing Operations | 4↑479.2% | -1↓235.3% | 0.80↓72.6% | 3 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | 4↑479.2% | -1↓235.3% | 0.80↓72.6% | 3 | |
| Bottom-Line Net Income | 4↑479.2% | -1↓235.3% | 0.80↓72.6% | 3 | |
| EPS (Basic) | 0.79↑476.2% | -0.21↓250.0% | 0.14↓73.1% | 0.52 | |
| EPS (Diluted) | 0.80↑481.0% | -0.21↓250.0% | 0.14↓73.1% | 0.52 | |
| Weighted Average Shares | 5↑0.4% | 5↓7.8% | 6↑0.0% | 6 | |
| Weighted Average Diluted Shares | 5↑0.4% | 5↓7.8% | 6↑0.0% | 6 | |
* All figures in Millions of USD, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.