First Guaranty Bancshares, Inc. (FGBI) — Financial statements
Income statement, balance sheet, and cash flow for First Guaranty Bancshares, Inc. — annual and quarterly history with growth and margin analysis.
| Metric (USD Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 196↓19.9% | 245↑27.6% | 192↑31.5% | 146↑20.6% | 121 | |
| Cost of Revenue | 208↑35.7% | 153↑50.3% | 102↑153.8% | 40↑65.0% | 24 | |
| Gross Profit | -12↓113.2% | 91↑1.9% | 90↓15.0% | 106↑9.4% | 97 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 41↑6.4% | 38↓5.2% | 40↑10.1% | 37↑14.0% | 32 | |
| Selling & Marketing Expenses | 0.00↓100.0% | 1↓35.7% | 2↑10.3% | 2↑2.1% | 2 | |
| SG&A Expenses | 41↑3.1% | 40↓6.6% | 42↑10.2% | 38↑13.4% | 34 | |
| Other Expenses | 16↓56.3% | 36↑1.1% | 36↑15.3% | 31↑9.2% | 28 | |
| Operating Expenses | 56↓25.2% | 75↓3.1% | 78↑12.4% | 69↑11.5% | 62 | |
| Total Costs & Expenses | 265↑15.6% | 229↑27.2% | 180↑64.4% | 109↑26.6% | 86 | |
| Operating Results | ||||||
| Operating Income | -69↓528.3% | 16↑34.5% | 12↓67.3% | 36↑5.6% | 34 | |
| Depreciation & Amortization | 0.00↓100.0% | 4↑10.1% | 4↓2.0% | 4↓13.9% | 5 | |
| EBITDA | -69↓435.5% | 20↑28.4% | 16↓60.7% | 40↑3.2% | 39 | |
| EBIT | -69↓528.3% | 16↑34.5% | 12↓67.3% | 36↑5.6% | 34 | |
| Interest & Other Income | ||||||
| Net Interest Income | 87↓1.7% | 88↑4.4% | 85↓15.3% | 100↑11.6% | 90 | |
| Interest Income | 213↓3.8% | 222↑21.1% | 183↑34.0% | 137↑22.0% | 112 | |
| Interest Expense | 126↓5.2% | 133↑35.6% | 98↑169.1% | 37↑63.8% | 22 | |
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | -69↓528.3% | 16↑34.5% | 12↓67.3% | 36↑5.6% | 34 | |
| Income Tax Expense | -13↓452.4% | 4↑32.9% | 3↓64.3% | 8↑4.9% | 7 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | -56↓550.0% | 12↑35.0% | 9↓68.1% | 29↑5.8% | 27 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | -56↓550.0% | 12↑35.0% | 9↓68.1% | 29↑5.8% | 27 | |
| Bottom-Line Net Income | -58↓676.6% | 10↑46.9% | 7↓74.1% | 27↑2.5% | 26 | |
| EPS (Basic) | -4.17↓614.8% | 0.81↑30.6% | 0.62↓75.0% | 2.48↑2.5% | 2.42 | |
| EPS (Diluted) | -4.17↓614.8% | 0.81↑30.6% | 0.62↓75.0% | 2.48↑2.5% | 2.42 | |
| Weighted Average Shares | 14↑11.9% | 13↑12.0% | 11↑4.2% | 11↑0.0% | 11 | |
| Weighted Average Diluted Shares | 14↑11.9% | 13↑12.0% | 11↑4.2% | 11↑0.0% | 11 | |
* All figures in Millions of USD, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.