Financial Institutions, Inc. (FISI) — Financial ratios
Profitability, liquidity, leverage, and valuation ratios for Financial Institutions, Inc., with annual and quarterly history.
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Valuation | ||||||
| P/E Ratio | 8.37x | -10.28x | 6.52x | 6.62x | 6.48x | 9.40x |
| P/B Ratio | 1.00x | 0.75x | 0.72x | 0.92x | 1.00x | 0.77x |
| P/S Ratio | 1.66x | 1.62x | 0.98x | 1.55x | 2.38x | 1.76x |
| Profitability | ||||||
| Gross Margin | 61.7% | 33.3% | 59.3% | 82.2% | 98.0% | 75.8% |
| Operating Margin | 24.2% | -25.8% | 19.0% | 29.4% | 45.9% | 22.4% |
| Net Margin | 19.8% | -15.8% | 15.1% | 23.5% | 36.6% | 18.8% |
| EBITDA Margin | 24.2% | -22.9% | 21.4% | 32.8% | 49.6% | 26.2% |
| Liquidity | ||||||
| Current Ratio | 0.03x | 0.02x | 0.19x | 0.21x | 0.27x | 0.18x |
| Quick Ratio | 0.03x | 0.02x | 0.19x | 0.21x | 0.27x | 0.18x |
| Leverage | ||||||
| Debt/Equity | 0.53x | 0.45x | 0.75x | 0.77x | 0.21x | 0.17x |
YoY = year-over-year change. Source: FMP..