Finward Bancorp (FNWD) — Financial ratios
Profitability, liquidity, leverage, and valuation ratios for Finward Bancorp, with annual and quarterly history.
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Valuation | ||||||
| P/E Ratio | 18.59x | 9.90x | 12.88x | 10.03x | 10.66x | 7.84x |
| P/B Ratio | 0.86x | 0.79x | 0.73x | 1.11x | 1.02x | 0.82x |
| P/S Ratio | 1.49x | 1.07x | 1.12x | 1.81x | 2.40x | 1.79x |
| Profitability | ||||||
| Gross Margin | 65.6% | 64.0% | 65.6% | 94.2% | 94.6% | 86.5% |
| Operating Margin | 8.0% | 12.0% | 8.3% | 19.8% | 24.6% | 26.8% |
| Net Margin | 8.0% | 10.8% | 8.7% | 18.1% | 22.5% | 22.8% |
| EBITDA Margin | 8.0% | 18.6% | 15.8% | 27.0% | 31.4% | 31.4% |
| Liquidity | ||||||
| Current Ratio | 1.77x | 0.23x | 0.25x | 0.23x | 0.39x | 0.33x |
| Quick Ratio | 1.77x | 0.23x | 0.25x | 0.23x | 0.39x | 0.33x |
| Leverage | ||||||
| Debt/Equity | 0.48x | 0.69x | 0.80x | 0.99x | 0.09x | 0.13x |
YoY = year-over-year change. Source: FMP..