HDFC Bank Limited (HDB) — Financial statements
Income statement, balance sheet, and cash flow for HDFC Bank Limited — annual and quarterly history with growth and margin analysis.
| Metric (INR Millions) | 2026 | 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 5,213,303↑24.3% | 4,194,985↑19.1% | 3,520,857↑77.7% | 1,980,913↑23.5% | 1,603,711 | |
| Cost of Revenue | 2,232,234↑11.3% | 2,004,857↑20.3% | 1,666,986↑96.2% | 849,752↑19.5% | 711,277 | |
| Gross Profit | 2,981,069↑36.1% | 2,190,128↑18.1% | 1,853,871↑63.9% | 1,131,161↑26.8% | 892,434 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 395,681↓64.8% | 1,124,877↑18.2% | 951,763↑137.8% | 400,220↑25.0% | 320,219 | |
| Selling & Marketing Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| SG&A Expenses | 395,681↓64.8% | 1,124,877↑18.2% | 951,763↑137.8% | 400,220↑25.0% | 320,219 | |
| Other Expenses | 1,510,647↑641.6% | 203,705↑3.6% | 196,650↑186.8% | 68,560↑29.2% | 53,053 | |
| Operating Expenses | 1,906,328↑43.5% | 1,328,582↑15.7% | 1,148,412↑145.0% | 468,779↑25.6% | 373,272 | |
| Total Costs & Expenses | 4,138,562↑24.2% | 3,333,439↑18.4% | 2,815,398↑113.5% | 1,318,531↑21.6% | 1,084,549 | |
| Operating Results | ||||||
| Operating Income | 1,074,741↑24.7% | 861,546↑22.1% | 705,459↑6.5% | 662,382↑27.6% | 519,162 | |
| Depreciation & Amortization | 44,139↓30.0% | 63,021↑20.4% | 52,348↑122.9% | 23,490↑39.7% | 16,817 | |
| EBITDA | 1,118,880↑21.0% | 924,568↑22.0% | 757,807↑10.5% | 685,872↑28.0% | 535,979 | |
| EBIT | 1,074,741↑24.7% | 861,546↑22.1% | 705,459↑6.5% | 662,382↑27.6% | 519,162 | |
| Interest & Other Income | ||||||
| Net Interest Income | 1,716,404↑22.2% | 1,404,486↑12.5% | 1,248,003↑36.5% | 913,989↑22.1% | 748,840 | |
| Interest Income | 3,668,159↑13.6% | 3,227,963↑16.0% | 2,781,926↑64.7% | 1,689,527↑26.7% | 1,333,137 | |
| Interest Expense | 1,951,755↑7.0% | 1,823,477↑18.9% | 1,533,923↑97.8% | 775,538↑32.7% | 584,298 | |
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | 1,074,741↑24.7% | 861,546↑22.1% | 705,459↑6.5% | 662,382↑27.6% | 519,162 | |
| Income Tax Expense | 241,187↑37.8% | 175,015↑124.9% | 77,827↓53.1% | 166,117↑25.3% | 132,559 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 833,554↑21.4% | 686,531↑9.4% | 627,632↑26.5% | 496,264↑28.4% | 386,603 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | 799,952↑18.8% | 673,508↑8.2% | 622,657↑25.7% | 495,447↑28.4% | 386,000 | |
| Bottom-Line Net Income | 799,952↑18.8% | 673,508↑8.2% | 622,657↑25.7% | 495,447↑28.4% | 386,000 | |
| EPS (Basic) | 468.57↑236.6% | 139.20↑2.6% | 135.63↑9.4% | 123.96↑20.2% | 103.17 | |
| EPS (Diluted) | 465.78↑236.1% | 138.60↑2.6% | 135.03↑9.4% | 123.39↑20.4% | 102.45 | |
| Weighted Average Shares | 1,706↓66.6% | 5,108↑7.7% | 4,745↑27.3% | 3,727↑0.4% | 3,714 | |
| Weighted Average Diluted Shares | 1,714↓66.4% | 5,108↑7.7% | 4,745↑27.3% | 3,727↑0.4% | 3,714 | |
* All figures in Millions of INR, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.