Itaú Unibanco Holding S.A. (ITUB) — Financial statements
Income statement, balance sheet, and cash flow for Itaú Unibanco Holding S.A. — annual and quarterly history with growth and margin analysis.
| Metric (BRL Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 384,581↑18.0% | 325,846↑6.3% | 306,630↑21.1% | 253,123↑32.2% | 191,490 | |
| Cost of Revenue | 251,955↑28.1% | 196,746↑3.7% | 189,813↑31.0% | 144,897↑73.9% | 83,306 | |
| Gross Profit | 132,626↑2.7% | 129,100↑10.5% | 116,817↑7.9% | 108,226↑0.0% | 108,184 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 56,325↑4.8% | 53,732↑7.6% | 49,934↑3.4% | 48,282↑5.9% | 45,574 | |
| Selling & Marketing Expenses | 1,740↓11.9% | 1,976↓1.0% | 1,996↓0.3% | 2,003↑44.2% | 1,389 | |
| SG&A Expenses | 58,065↑4.2% | 55,708↑7.3% | 51,930↑3.3% | 50,285↑7.1% | 46,963 | |
| Other Expenses | 24,311↓5.9% | 25,836↑2.6% | 25,187↑18.5% | 21,247↑11.9% | 18,990 | |
| Operating Expenses | 82,376↑1.0% | 81,544↑5.7% | 77,117↑7.8% | 71,532↑8.5% | 65,953 | |
| Total Costs & Expenses | 334,331↑20.1% | 278,290↑4.3% | 266,930↑23.3% | 216,429↑45.0% | 149,259 | |
| Operating Results | ||||||
| Operating Income | 50,250↑5.7% | 47,556↑19.8% | 39,700↑8.2% | 36,694↓13.1% | 42,231 | |
| Depreciation & Amortization | 7,386↑14.7% | 6,440↑13.9% | 5,652↑17.8% | 4,796↑13.3% | 4,233 | |
| EBITDA | 57,636↑6.7% | 53,996↑19.1% | 45,352↑9.3% | 41,490↓10.7% | 46,464 | |
| EBIT | 50,250↑5.7% | 47,556↑19.8% | 39,700↑8.2% | 36,694↓13.1% | 42,231 | |
| Interest & Other Income | ||||||
| Net Interest Income | 35,452↓52.7% | 74,980↑16.9% | 64,135↓11.4% | 72,418↑20.8% | 59,948 | |
| Interest Income | 254,790↑5.2% | 242,258↑8.9% | 222,385↑17.6% | 189,165↑46.4% | 129,253 | |
| Interest Expense | 219,338↑31.1% | 167,278↑5.7% | 158,250↑35.5% | 116,747↑68.5% | 69,305 | |
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | 50,250↑5.7% | 47,556↑19.8% | 39,700↑8.2% | 36,694↓13.1% | 42,231 | |
| Income Tax Expense | 4,401↓18.9% | 5,428↓6.8% | 5,823↓9.7% | 6,452↓53.4% | 13,847 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 45,849↑8.8% | 42,128↑24.4% | 33,877↑12.0% | 30,242↑6.5% | 28,384 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | 44,857↑9.2% | 41,085↑24.1% | 33,105↑13.3% | 29,207↑9.1% | 26,760 | |
| Bottom-Line Net Income | 44,857↑9.2% | 41,085↑24.1% | 33,105↑13.3% | 29,207↑9.1% | 26,760 | |
| EPS (Basic) | 3.97↑3.9% | 3.82↑25.2% | 3.05↑2.3% | 2.98↑8.8% | 2.74 | |
| EPS (Diluted) | 3.93↑4.0% | 3.78↑23.9% | 3.05↑3.0% | 2.96↑8.8% | 2.72 | |
| Weighted Average Shares | 11,078↑2.0% | 10,856↑0.0% | 10,853↑10.8% | 9,799↑0.2% | 9,777 | |
| Weighted Average Diluted Shares | 11,189↑3.1% | 10,856↑0.0% | 10,853↑10.1% | 9,859↑0.3% | 9,831 | |
* All figures in Millions of BRL, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.