Kearny Financial Corp. (KRNY) — Financial statements
Income statement, balance sheet, and cash flow for Kearny Financial Corp. — annual and quarterly history with growth and margin analysis.
| Metric (USD Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 344↑5.1% | 327↑10.3% | 296↑23.4% | 240↓6.2% | 256 | |
| Cost of Revenue | 192↓0.3% | 193↑60.0% | 120↑443.3% | 22↓54.5% | 49 | |
| Gross Profit | 152↑12.8% | 134↓23.7% | 176↓19.2% | 218↑5.2% | 207 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 78↑1.9% | 77↓6.6% | 82↑1.5% | 81↑9.7% | 74 | |
| Selling & Marketing Expenses | 2↑34.5% | 1↓34.2% | 2↑3.1% | 2↓4.7% | 2 | |
| SG&A Expenses | 80↑2.4% | 78↓7.3% | 84↑1.6% | 83↑9.2% | 76 | |
| Other Expenses | 41↓70.4% | 137↑246.6% | 40↓7.6% | 43↓8.8% | 47 | |
| Operating Expenses | 121↓43.9% | 215↑73.9% | 124↓1.6% | 126↑2.3% | 123 | |
| Total Costs & Expenses | 313↓23.3% | 408↑67.0% | 244↑65.1% | 148↓13.8% | 172 | |
| Operating Results | ||||||
| Operating Income | 31↑138.4% | -81↓254.2% | 52↓43.3% | 92↑9.3% | 84 | |
| Depreciation & Amortization | 5↓7.1% | 5↓16.5% | 6↓5.4% | 7↓2.7% | 7 | |
| EBITDA | 36↑147.5% | -76↓228.7% | 59↓40.7% | 99↑8.4% | 91 | |
| EBIT | 31↑138.4% | -81↓254.2% | 52↓43.3% | 92↑9.3% | 84 | |
| Interest & Other Income | ||||||
| Net Interest Income | 135↓5.4% | 143↓18.9% | 176↓10.5% | 197↑4.4% | 188 | |
| Interest Income | 324↓1.3% | 329↑12.0% | 294↑29.8% | 226↓5.0% | 238 | |
| Interest Expense | 190↑1.7% | 186↑58.0% | 118↑297.2% | 30↓40.5% | 50 | |
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | 31↑138.4% | -81↓254.2% | 52↓43.3% | 92↑9.3% | 84 | |
| Income Tax Expense | 5↓16.4% | 6↓49.1% | 12↓53.4% | 25↑16.6% | 21 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 26↑130.1% | -87↓312.4% | 41↓39.6% | 68↑6.8% | 63 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | 26↑130.1% | -87↓312.4% | 41↓39.6% | 68↑6.8% | 63 | |
| Bottom-Line Net Income | 26↑130.1% | -87↓312.4% | 41↓39.6% | 68↑6.8% | 63 | |
| EPS (Basic) | 0.42↑130.2% | -1.39↓320.6% | 0.63↓33.7% | 0.95↑23.4% | 0.77 | |
| EPS (Diluted) | 0.42↑130.2% | -1.39↓320.6% | 0.63↓33.7% | 0.95↑23.4% | 0.77 | |
| Weighted Average Shares | 63↑0.1% | 62↓3.6% | 65↓8.6% | 71↓13.9% | 82 | |
| Weighted Average Diluted Shares | 63↑0.4% | 62↓3.6% | 65↓8.6% | 71↓13.9% | 82 | |
* All figures in Millions of USD, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.