loanDepot, Inc. (LDI) — Financial statements
Income statement, balance sheet, and cash flow for loanDepot, Inc. — annual and quarterly history with growth and margin analysis.
| Metric (USD Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 1,537↑37.6% | 1,117↑7.0% | 1,044↓26.1% | 1,412↓62.4% | 3,757 | |
| Cost of Revenue | 179↓45.6% | 330↑5.5% | 312↓24.2% | 412↑35.0% | 305 | |
| Gross Profit | 1,358↑72.4% | 787↑7.7% | 731↓26.9% | 1,000↓71.0% | 3,452 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 177↓78.0% | 805↑2.4% | 786↓39.2% | 1,293↓39.7% | 2,145 | |
| Selling & Marketing Expenses | 147↑10.6% | 133↓0.2% | 133↓43.9% | 237↓49.4% | 468 | |
| SG&A Expenses | 324↓65.5% | 937↑2.0% | 919↓39.9% | 1,530↓41.4% | 2,612 | |
| Other Expenses | 831↑794.0% | 93↑2.4% | 91↓43.6% | 161↓7.1% | 173 | |
| Operating Expenses | 1,154↑12.1% | 1,030↑2.1% | 1,009↓40.3% | 1,690↓39.3% | 2,785 | |
| Total Costs & Expenses | 1,334↓1.9% | 1,360↑2.9% | 1,322↓37.1% | 2,102↓32.0% | 3,091 | |
| Operating Results | ||||||
| Operating Income | 203↑183.7% | -243↑12.7% | -278↑59.7% | -690↓203.5% | 667 | |
| Depreciation & Amortization | 26↓44.3% | 47↓15.0% | 55↓12.0% | 63↑8.3% | 58 | |
| EBITDA | 229↑217.2% | -196↑12.2% | -223↑64.5% | -627↓186.5% | 725 | |
| EBIT | 203↑183.7% | -243↑12.7% | -278↑59.7% | -690↓203.5% | 667 | |
| Interest & Other Income | ||||||
| Net Interest Income | -165↑12.9% | -189↓10.8% | -171↓128.7% | -75↓110.3% | -36 | |
| Interest Income | 159↑8.4% | 146↑9.9% | 133↓33.4% | 200↓23.7% | 262 | |
| Interest Expense | 324↓3.6% | 336↑10.4% | 304↑10.7% | 275↓7.7% | 298 | |
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | -324 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | -121↑50.4% | -243↑12.7% | -278↑59.7% | -690↓203.5% | 667 | |
| Income Tax Expense | -13↑68.1% | -41↑4.9% | -43↑46.2% | -80↓283.5% | 43 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | -108↑46.8% | -202↑14.2% | -236↑61.4% | -610↓198.0% | 623 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | -63↑36.3% | -98↑10.7% | -110↑59.7% | -273↓340.5% | 114 | |
| Bottom-Line Net Income | -63↑36.3% | -98↑10.7% | -110↑59.7% | -273↓340.5% | 114 | |
| EPS (Basic) | -0.30↑43.4% | -0.53↑15.9% | -0.63↑64.0% | -1.75↓310.8% | 0.83 | |
| EPS (Diluted) | -0.30↑43.4% | -0.53↑15.9% | -0.63↑64.0% | -1.75↓310.8% | 0.83 | |
| Weighted Average Shares | 211↑13.7% | 186↑6.1% | 175↑12.1% | 156↑13.7% | 137 | |
| Weighted Average Diluted Shares | 211↑13.7% | 186↑6.1% | 175↑12.1% | 156↑13.7% | 137 | |
* All figures in Millions of USD, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.