Lake Shore Bancorp, Inc. (LSBK) — Financial statements
Income statement, balance sheet, and cash flow for Lake Shore Bancorp, Inc. — annual and quarterly history with growth and margin analysis.
| Metric (USD Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 40↑3.8% | 38↑4.7% | 36↑23.5% | 29↑5.8% | 28 | |
| Cost of Revenue | 11↓6.2% | 12↑46.8% | 8↑166.1% | 3↓5.3% | 3 | |
| Gross Profit | 28↑8.6% | 26↓7.8% | 28↑6.5% | 26↑7.3% | 25 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 9↓27.8% | 12↓1.0% | 12↑22.1% | 10↑10.3% | 9 | |
| Selling & Marketing Expenses | 0.04↓53.2% | 0.09↓83.7% | 0.58↓19.0% | 0.71↑18.6% | 0.60 | |
| SG&A Expenses | 9↓28.0% | 12↓4.7% | 13↑19.4% | 11↑10.8% | 10 | |
| Other Expenses | 10↑36.3% | 8↓13.9% | 9↑3.1% | 9↑18.4% | 7 | |
| Operating Expenses | 19↓3.4% | 20↓8.4% | 22↑12.2% | 19↑14.0% | 17 | |
| Total Costs & Expenses | 31↓4.5% | 32↑6.9% | 30↑33.6% | 23↑10.9% | 20 | |
| Operating Results | ||||||
| Operating Income | 9↑49.2% | 6↓5.6% | 6↓9.6% | 7↓8.1% | 7 | |
| Depreciation & Amortization | 0.46↓37.5% | 0.74↓8.4% | 0.81↓5.7% | 0.86↓1.0% | 0.87 | |
| EBITDA | 9↑39.5% | 7↓6.0% | 7↓9.1% | 8↓7.4% | 8 | |
| EBIT | 9↑49.2% | 6↓5.7% | 6↓9.5% | 7↓8.1% | 7 | |
| Interest & Other Income | ||||||
| Net Interest Income | 25↑16.6% | 21↓13.5% | 24↑0.1% | 24↑10.7% | 22 | |
| Interest Income | 36↑4.2% | 35↑3.1% | 34↑26.2% | 27↑8.5% | 25 | |
| Interest Expense | 12↓14.7% | 14↑46.2% | 9↑289.1% | 2↓9.4% | 3 | |
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | 0.00 | 0.00↓100.0% | 0.01 | 0.00 | 0.00 | |
| Income Before Tax | 9↑49.2% | 6↓5.7% | 6↓9.5% | 7↓8.1% | 7 | |
| Income Tax Expense | 1↑58.5% | 0.94↓33.2% | 1↑20.4% | 1↓9.8% | 1 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 7↑47.4% | 5↑2.3% | 5↓15.6% | 6↓7.7% | 6 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | 7↑47.4% | 5↑2.3% | 5↓15.6% | 6↓7.7% | 6 | |
| Bottom-Line Net Income | 7↑47.4% | 5↑2.3% | 5↓15.6% | 6↓7.7% | 6 | |
| EPS (Basic) | 0.96↑47.7% | 0.65↑6.6% | 0.61↓15.3% | 0.72↓31.4% | 1.05 | |
| EPS (Diluted) | 0.96↑47.7% | 0.65↑6.6% | 0.61↓15.3% | 0.72↓31.4% | 1.05 | |
| Weighted Average Shares | 7↓2.4% | 8↓4.0% | 8↓0.4% | 8↓0.1% | 8 | |
| Weighted Average Diluted Shares | 7↓2.4% | 8↓4.0% | 8↓0.4% | 8↓0.1% | 8 | |
* All figures in Millions of USD, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.