Lloyds Banking Group plc (LYG) — Financial statements
Income statement, balance sheet, and cash flow for Lloyds Banking Group plc — annual and quarterly history with growth and margin analysis.
| Metric (GBP Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 65,001↑72.8% | 37,614↑10.8% | 33,952↑63.4% | 20,773↑11.0% | 18,710 | |
| Cost of Revenue | 45,579↑139.8% | 19,011↑28.9% | 14,753↑212.4% | 4,723↑97.9% | 2,386 | |
| Gross Profit | 19,422↑4.4% | 18,603↓3.1% | 19,199↑19.6% | 16,050↓1.7% | 16,324 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 0.00 | 0.00 | 0.00↓100.0% | 265↑26.2% | 210 | |
| Selling & Marketing Expenses | 0.00 | 0.00 | 0.00↓100.0% | 170↑5.6% | 161 | |
| SG&A Expenses | 0.00 | 0.00 | 0.00↓100.0% | 435↑17.3% | 371 | |
| Other Expenses | 12,761↑1.0% | 12,632↑8.0% | 11,696↑8.0% | 10,833↑19.7% | 9,051 | |
| Operating Expenses | 12,761↑1.0% | 12,632↑8.0% | 11,696↑3.8% | 11,268↑19.6% | 9,422 | |
| Total Costs & Expenses | 58,340↑84.4% | 31,643↑19.6% | 26,449↑65.4% | 15,991↑35.4% | 11,808 | |
| Operating Results | ||||||
| Operating Income | 6,661↑11.6% | 5,971↓20.4% | 7,503↑56.9% | 4,782↓30.7% | 6,902 | |
| Depreciation & Amortization | 0.00↓100.0% | 3,426↑17.9% | 2,905↑21.2% | 2,396↓15.2% | 2,825 | |
| EBITDA | 6,661↓29.1% | 9,397↓9.7% | 10,408↑45.0% | 7,178↓26.2% | 9,727 | |
| EBIT | 6,661↑11.6% | 5,971↓20.4% | 7,503↑56.9% | 4,782↓30.7% | 6,902 | |
| Interest & Other Income | ||||||
| Net Interest Income | 12,940↑5.4% | 12,277↓7.7% | 13,298↑2.9% | 12,922↑18.9% | 10,872 | |
| Interest Income | 30,075↓3.9% | 31,288↑11.5% | 28,051↑59.0% | 17,645↑33.1% | 13,258 | |
| Interest Expense | 17,135↓9.9% | 19,011↑28.9% | 14,753↑212.4% | 4,723↑97.9% | 2,386 | |
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | 6,661↑11.6% | 5,971↓20.4% | 7,503↑56.9% | 4,782↓30.7% | 6,902 | |
| Income Tax Expense | 1,904↑27.4% | 1,494↓24.7% | 1,985↑131.1% | 859↓15.5% | 1,017 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 4,757↑6.3% | 4,477↓18.9% | 5,518↑40.7% | 3,923↓33.3% | 5,885 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | 4,659↑5.4% | 4,421↓19.0% | 5,460↑42.7% | 3,827↓33.8% | 5,784 | |
| Bottom-Line Net Income | 4,196↑7.0% | 3,923↓20.5% | 4,933↑45.6% | 3,389↓36.7% | 5,355 | |
| EPS (Basic) | 0.27↑8.0% | 0.25↓16.7% | 0.30↑50.0% | 0.20↓33.3% | 0.30 | |
| EPS (Diluted) | 0.27↑8.0% | 0.25↓16.7% | 0.30↑50.0% | 0.20↓33.3% | 0.30 | |
| Weighted Average Shares | 14,948↓4.2% | 15,603↓14.3% | 18,200↑5.7% | 17,212↓2.9% | 17,734 | |
| Weighted Average Diluted Shares | 14,948↓5.2% | 15,769↓4.1% | 16,440↓5.6% | 17,421↓2.9% | 17,946 | |
* All figures in Millions of GBP, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.