Medallion Financial Corp. (MFIN) — Financial statements
Income statement, balance sheet, and cash flow for Medallion Financial Corp. — annual and quarterly history with growth and margin analysis.
| Metric (USD Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 353↑21.1% | 292↑14.6% | 255↑28.3% | 198↑10.7% | 179 | |
| Cost of Revenue | 12↓93.0% | 165↑63.4% | 101↑52.1% | 66↑85.2% | 36 | |
| Gross Profit | 342↑168.9% | 127↓17.3% | 154↑16.3% | 132↓7.8% | 143 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 5↓87.8% | 41↑2.5% | 40↑19.5% | 34↓1.6% | 34 | |
| Selling & Marketing Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| SG&A Expenses | 5↓87.8% | 41↑2.5% | 40↑19.5% | 34↓1.6% | 34 | |
| Other Expenses | 158↑584.4% | 23↓16.4% | 28↓10.2% | 31↑12.0% | 28 | |
| Operating Expenses | 164↑154.7% | 64↓5.2% | 68↑5.3% | 64↑4.5% | 62 | |
| Total Costs & Expenses | 175↓23.5% | 229↑35.8% | 168↑29.0% | 131↑34.2% | 97 | |
| Operating Results | ||||||
| Operating Income | 178↑183.3% | 63↓26.8% | 86↑26.8% | 68↓17.1% | 82 | |
| Depreciation & Amortization | 0.00↓100.0% | 6↑18.6% | 5↑0.3% | 5↓19.8% | 7 | |
| EBITDA | 178↑157.9% | 69↓24.2% | 91↑24.9% | 73↓17.3% | 88 | |
| EBIT | 178↑183.3% | 63↓26.8% | 86↑26.8% | 68↓17.1% | 82 | |
| Interest & Other Income | ||||||
| Net Interest Income | 217↑7.1% | 203↑7.7% | 188↑17.2% | 160↑25.5% | 128 | |
| Interest Income | 315↑8.5% | 291↑15.8% | 251↑27.7% | 197↑23.7% | 159 | |
| Interest Expense | 98↑11.6% | 88↑40.1% | 63↑74.0% | 36↑16.2% | 31 | |
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | -98 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | 80↑26.9% | 63↓26.8% | 86↑26.8% | 68↓17.1% | 82 | |
| Income Tax Expense | 25↑16.8% | 21↓15.7% | 25↑38.7% | 18↓25.8% | 24 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 55↑32.0% | 42↓31.4% | 61↑22.5% | 50↓13.5% | 58 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | 43↑20.0% | 36↓34.9% | 55↑25.6% | 44↓19.0% | 54 | |
| Bottom-Line Net Income | 43↑20.0% | 36↓34.9% | 55↑25.6% | 44↓19.0% | 54 | |
| EPS (Basic) | 1.89↑18.9% | 1.59↓35.1% | 2.45↑31.7% | 1.86↓15.5% | 2.20 | |
| EPS (Diluted) | 1.78↑17.1% | 1.52↓35.9% | 2.37↑29.5% | 1.83↓15.7% | 2.17 | |
| Weighted Average Shares | 23↑1.0% | 23↑0.2% | 23↓4.5% | 24↓4.1% | 25 | |
| Weighted Average Diluted Shares | 24↑2.7% | 24↑1.5% | 23↓2.8% | 24↓4.1% | 25 | |
* All figures in Millions of USD, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.