MVB Financial Corp. (MVBF) — Financial statements
Income statement, balance sheet, and cash flow for MVB Financial Corp. — annual and quarterly history with growth and margin analysis.
| Metric (USD Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 270↑19.0% | 227↑6.7% | 213↑39.8% | 152↑37.2% | 111 | |
| Cost of Revenue | 77↓4.4% | 80↑24.1% | 65↑127.9% | 28↑567060.0% | -0.01 | |
| Gross Profit | 194↑31.7% | 147↓0.8% | 148↑19.7% | 124↑11.6% | 111 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 71↓1.6% | 72↑6.4% | 68↑4.1% | 65↑18.4% | 55 | |
| Selling & Marketing Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| SG&A Expenses | 71↓1.6% | 72↑6.4% | 68↑4.1% | 65↑18.4% | 55 | |
| Other Expenses | 86↑76.6% | 49↓8.7% | 53↑21.6% | 44↑409.8% | 9 | |
| Operating Expenses | 157↑29.9% | 121↓0.3% | 121↑11.1% | 109↑71.4% | 64 | |
| Total Costs & Expenses | 234↑16.2% | 201↑8.2% | 186↑35.2% | 137↑116.0% | 64 | |
| Operating Results | ||||||
| Operating Income | 37↑39.9% | 26↓3.5% | 27↑81.6% | 15↓68.3% | 47 | |
| Depreciation & Amortization | 0.00↓100.0% | 4↓21.4% | 5↓6.0% | 5↑26.8% | 4 | |
| EBITDA | 37↑21.7% | 30↓6.3% | 32↑58.7% | 20↓60.6% | 52 | |
| EBIT | 37↑39.9% | 26↓3.5% | 27↑81.6% | 15↓68.3% | 47 | |
| Interest & Other Income | ||||||
| Net Interest Income | 107↓1.6% | 109↓11.4% | 123↑10.3% | 112↑44.9% | 77 | |
| Interest Income | 175↓5.7% | 186↓2.1% | 190↑50.7% | 126↑51.0% | 83 | |
| Interest Expense | 68↓11.4% | 77↑15.2% | 67↑370.1% | 14↑125.7% | 6 | |
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | 37↑39.9% | 26↓3.5% | 27↑81.6% | 15↓68.3% | 47 | |
| Income Tax Expense | 10↑62.8% | 6↑20.3% | 5↑53.9% | 3↓65.8% | 10 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 27↑33.0% | 20↓8.9% | 22↑89.4% | 12↓69.0% | 38 | |
| Net Income from Discontinued Operations | 0.00 | 0.00↓100.0% | 9↑231.0% | 3↑209.2% | 0.86 | |
| Net Income | 27↑34.1% | 20↓35.7% | 31↑107.6% | 15↓61.5% | 39 | |
| Bottom-Line Net Income | 27↑34.1% | 20↓35.7% | 31↑107.6% | 15↓61.5% | 39 | |
| EPS (Basic) | 2.11↑35.3% | 1.56↓36.6% | 2.46↑100.0% | 1.23↓63.0% | 3.32 | |
| EPS (Diluted) | 2.06↑34.6% | 1.53↓36.3% | 2.40↑105.1% | 1.17↓62.3% | 3.10 | |
| Weighted Average Shares | 13↓0.9% | 13↑1.5% | 13↑5.3% | 12↑2.4% | 12 | |
| Weighted Average Diluted Shares | 13↓0.2% | 13↑1.1% | 13↑1.0% | 13↑2.0% | 13 | |
* All figures in Millions of USD, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.