Northpointe Bancshares, Inc. (NPB) — Financial statements
Income statement, balance sheet, and cash flow for Northpointe Bancshares, Inc. — annual and quarterly history with growth and margin analysis.
| Metric (USD Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 471↑20.7% | 390↑7.7% | 362↑11.8% | 324↑14852.3% | 2 | |
| Cost of Revenue | 232↑14.1% | 203↑23.3% | 165↑139.0% | 69↑5923.8% | 1 | |
| Gross Profit | 240↑27.8% | 187↓5.2% | 198↓22.5% | 255↑24819.3% | 1 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00↓100.0% | 30 | |
| General & Administrative Expenses | 94↑20.3% | 78↓25.4% | 104↓34.8% | 160↑621.1% | 22 | |
| Selling & Marketing Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| SG&A Expenses | 94↑20.3% | 78↓25.4% | 104↓34.8% | 160↑621.1% | 22 | |
| Other Expenses | 36↓3.2% | 37↓24.6% | 49↓21.0% | 62 | 0.00 | |
| Operating Expenses | 129↑12.8% | 115↓25.1% | 153↓30.9% | 222↑325.8% | 52 | |
| Total Costs & Expenses | 361↑13.6% | 318↓0.1% | 318↑9.4% | 291↑446.2% | 53 | |
| Operating Results | ||||||
| Operating Income | 110↑51.5% | 73↑63.1% | 45↑32.6% | 34↑166.0% | -51 | |
| Depreciation & Amortization | 0.00↓100.0% | 4↓5.4% | 4↓0.0% | 4↑377.9% | 0.84 | |
| EBITDA | 110↑44.0% | 77↑57.4% | 49↑29.1% | 38↑166.5% | -57 | |
| EBIT | 110↑51.5% | 73↑63.1% | 45↑32.6% | 34↑158.6% | -58 | |
| Interest & Other Income | ||||||
| Net Interest Income | 151↑32.0% | 114↑12.8% | 101↑1.8% | 99↑18821.0% | 0.53 | |
| Interest Income | 380↑19.7% | 318↑18.8% | 267↑61.0% | 166↑31510.3% | 0.53 | |
| Interest Expense | 229↑12.9% | 203↑22.4% | 166↑149.2% | 67 | 0.00 | |
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00↓100.0% | 6 | |
| Other Income / Expenses | 0.00 | 0.00 | 0.00 | 0.00↑100.0% | -6 | |
| Income Before Tax | 110↑51.5% | 73↑63.1% | 45↑32.6% | 34↑158.6% | -58 | |
| Income Tax Expense | 27↑52.3% | 18↑62.2% | 11↑4.5% | 10↑13555.9% | -0.08 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 83↑51.2% | 55↑63.4% | 34↑45.3% | 23↑140.5% | -57 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | 83↑51.2% | 55↑63.4% | 34↑45.3% | 23↑140.5% | -57 | |
| Bottom-Line Net Income | 72↑51.9% | 47↑95.6% | 24↑77.5% | 14↑123.6% | -57 | |
| EPS (Basic) | 4.92↑56.2% | 3.15↑95.7% | 1.61↑75.0% | 0.92↑152.9% | -1.74 | |
| EPS (Diluted) | 4.85↑54.0% | 3.15↑95.7% | 1.61↑75.0% | 0.92↑152.9% | -1.74 | |
| Weighted Average Shares | 15↓2.6% | 15↑0.0% | 15↑0.0% | 15↓54.8% | 33 | |
| Weighted Average Diluted Shares | 15↓1.3% | 15↑0.0% | 15↑0.0% | 15↓54.8% | 33 | |
* All figures in Millions of USD, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.