Norwood Financial Corp. (NWFL) — Financial ratios
Profitability, liquidity, leverage, and valuation ratios for Norwood Financial Corp., with annual and quarterly history.
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Valuation | ||||||
| P/E Ratio | 9.26x | -1360.50x | 15.82x | 9.31x | 8.53x | 12.50x |
| P/B Ratio | 1.06x | 1.02x | 1.46x | 1.63x | 1.04x | 0.97x |
| P/S Ratio | 1.89x | 2.15x | 2.56x | 3.18x | 2.68x | 2.85x |
| Profitability | ||||||
| Gross Margin | 63.6% | 47.7% | 62.4% | 90.5% | 87.5% | 79.7% |
| Operating Margin | 26.1% | -0.3% | 20.4% | 42.5% | 38.9% | 27.7% |
| Net Margin | 20.4% | -0.2% | 16.2% | 34.2% | 31.4% | 22.8% |
| EBITDA Margin | 26.9% | 1.1% | 21.8% | 44.3% | 40.9% | 29.9% |
| Liquidity | ||||||
| Current Ratio | 0.16x | 0.24x | 0.25x | 0.25x | 0.34x | 0.22x |
| Quick Ratio | 0.16x | 0.24x | 0.25x | 0.25x | 0.34x | 0.22x |
| Leverage | ||||||
| Debt/Equity | 0.31x | 0.91x | 0.93x | 1.04x | 0.44x | 0.54x |
YoY = year-over-year change. Source: FMP..