Oportun Financial Corporation (OPRT) — Financial ratios
Profitability, liquidity, leverage, and valuation ratios for Oportun Financial Corporation, with annual and quarterly history.
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Valuation | ||||||
| P/E Ratio | 10.03x | -1.99x | -0.80x | -2.33x | 12.04x | -11.74x |
| P/B Ratio | 0.65x | 0.44x | 0.36x | 0.33x | 0.95x | 1.13x |
| P/S Ratio | 0.40x | 0.29x | 0.31x | 0.25x | 0.99x | 1.35x |
| Profitability | ||||||
| Gross Margin | 63.7% | 55.3% | 61.0% | 87.3% | 91.8% | 85.2% |
| Operating Margin | 6.9% | -21.6% | -55.1% | -10.3% | 10.9% | -14.8% |
| Net Margin | 4.0% | -14.8% | -39.1% | -10.6% | 8.2% | -11.5% |
| EBITDA Margin | 13.4% | -12.0% | -43.2% | -3.8% | 15.6% | -9.6% |
| Liquidity | ||||||
| Current Ratio | 9.17x | 2.66x | 0.35x | 0.37x | 0.43x | 0.65x |
| Quick Ratio | 9.17x | 2.66x | 0.35x | 0.37x | 0.43x | 0.65x |
| Leverage | ||||||
| Debt/Equity | 7.21x | 7.98x | 7.98x | 6.00x | 4.31x | 3.66x |
YoY = year-over-year change. Source: FMP..