Preferred Bank (PFBC) — Financial statements
Income statement, balance sheet, and cash flow for Preferred Bank — annual and quarterly history with growth and margin analysis.
| Metric (USD Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 499↓4.1% | 520↑8.0% | 482↑59.8% | 301↑37.8% | 219 | |
| Cost of Revenue | 225↓9.6% | 249↑25.2% | 199↑265.3% | 54↑125.1% | 24 | |
| Gross Profit | 274↑0.9% | 272↓4.0% | 283↑14.6% | 247↑26.9% | 195 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 66↑22.5% | 54↑4.5% | 51↑5.6% | 49↑14.1% | 43 | |
| Selling & Marketing Expenses | 1↓11.8% | 1↑69.6% | 0.74↓9.1% | 0.81↑42.8% | 0.57 | |
| SG&A Expenses | 67↑21.7% | 55↑5.5% | 52↑5.3% | 49↑14.5% | 43 | |
| Other Expenses | 18↓45.6% | 33↑55.0% | 21↑15.2% | 18↑4.6% | 18 | |
| Operating Expenses | 85↓3.5% | 88↑19.8% | 73↑8.0% | 68↑11.6% | 61 | |
| Total Costs & Expenses | 309↓8.0% | 336↑23.7% | 272↑122.5% | 122↑43.9% | 85 | |
| Operating Results | ||||||
| Operating Income | 190↑3.0% | 184↓12.6% | 211↑17.5% | 179↑33.9% | 134 | |
| Depreciation & Amortization | 0.00↓100.0% | 2↑25.1% | 2↓9.0% | 2↓0.3% | 2 | |
| EBITDA | 190↑1.8% | 186↓12.0% | 212↑16.8% | 181↑33.4% | 136 | |
| EBIT | 190↑3.0% | 184↓12.3% | 210↑17.1% | 179↑33.9% | 134 | |
| Interest & Other Income | ||||||
| Net Interest Income | 271↓0.7% | 273↓5.8% | 289↑17.0% | 247↑33.1% | 186 | |
| Interest Income | 486↓4.4% | 509↑6.5% | 478↑62.4% | 294↑39.5% | 211 | |
| Interest Expense | 216↓8.8% | 236↑25.4% | 189↑301.1% | 47↑86.9% | 25 | |
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | 0.00 | 0.00↑100.0% | -0.78 | 0.00 | 0.00 | |
| Income Before Tax | 190↑3.0% | 184↓12.3% | 210↑17.1% | 179↑33.9% | 134 | |
| Income Tax Expense | 56↑4.8% | 53↓10.8% | 60↑18.8% | 50↑30.5% | 39 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 134↑2.3% | 131↓12.9% | 150↑16.4% | 129↑35.3% | 95 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | 134↑2.3% | 131↓12.9% | 150↑16.4% | 129↑35.3% | 95 | |
| Bottom-Line Net Income | 134↑2.3% | 131↓12.9% | 150↑16.5% | 129↑35.3% | 95 | |
| EPS (Basic) | 10.61↑8.3% | 9.80↓7.9% | 10.64↑20.4% | 8.84↑37.9% | 6.41 | |
| EPS (Diluted) | 10.41↑7.9% | 9.65↓8.3% | 10.52↑20.9% | 8.70↑35.7% | 6.41 | |
| Weighted Average Shares | 13↓5.6% | 13↓5.3% | 14↓3.3% | 15↓1.9% | 15 | |
| Weighted Average Diluted Shares | 13↓5.3% | 14↓5.0% | 14↓3.7% | 15↓0.4% | 15 | |
* All figures in Millions of USD, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.