Provident Financial Services, Inc. (PFS) — Financial statements
Income statement, balance sheet, and cash flow for Provident Financial Services, Inc. — annual and quarterly history with growth and margin analysis.
| Metric (USD Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 1,383↑21.3% | 1,140↑63.9% | 696↑25.6% | 554↑13.3% | 489 | |
| Cost of Revenue | 516↓3.2% | 533↑118.0% | 245↑355.9% | 54↑297.5% | 13 | |
| Gross Profit | 867↑42.8% | 607↑34.6% | 451↓9.8% | 500↑5.2% | 476 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 306↑32.3% | 231↑47.3% | 157↑3.1% | 152↑1.9% | 150 | |
| Selling & Marketing Expenses | 0.00↓100.0% | 5↑6.7% | 5↓7.1% | 5↑31.4% | 4 | |
| SG&A Expenses | 306↑29.4% | 236↑46.1% | 162↑2.7% | 158↑2.6% | 154 | |
| Other Expenses | 153↓30.9% | 221↑94.9% | 113↑10.5% | 103↑8.1% | 95 | |
| Operating Expenses | 459↑0.2% | 458↑66.2% | 275↑5.8% | 260↑4.7% | 249 | |
| Total Costs & Expenses | 974↓1.6% | 991↑90.6% | 520↑65.6% | 314↑19.8% | 262 | |
| Operating Results | ||||||
| Operating Income | 408↑172.8% | 150↓14.9% | 176↓26.8% | 240↑5.7% | 227 | |
| Depreciation & Amortization | 0.00↓100.0% | 55↑146.0% | 22↓6.4% | 24↑4.3% | 23 | |
| EBITDA | 408↑99.9% | 204↑3.1% | 198↓25.0% | 264↑5.6% | 250 | |
| EBIT | 408↑172.8% | 150↓14.9% | 176↓26.8% | 240↑5.7% | 227 | |
| Interest & Other Income | ||||||
| Net Interest Income | 761↑26.6% | 601↑50.4% | 399↓4.3% | 418↑14.1% | 366 | |
| Interest Income | 1,273↑21.7% | 1,046↑69.9% | 616↑32.1% | 466↑15.9% | 402 | |
| Interest Expense | 512↑15.0% | 446↑105.9% | 216↑344.9% | 49↑33.9% | 36 | |
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | 408↑172.8% | 150↓14.9% | 176↓26.8% | 240↑5.7% | 227 | |
| Income Tax Expense | 117↑243.2% | 34↓28.1% | 47↓26.5% | 64↑8.9% | 59 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 291↑152.0% | 116↓10.0% | 128↓26.9% | 176↑4.6% | 168 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | 291↑152.0% | 116↓10.0% | 128↓26.9% | 176↑4.6% | 168 | |
| Bottom-Line Net Income | 291↑152.0% | 116↓10.0% | 128↓26.9% | 176↑4.6% | 168 | |
| EPS (Basic) | 2.23↑112.4% | 1.05↓39.0% | 1.72↓26.8% | 2.35↑6.8% | 2.20 | |
| EPS (Diluted) | 2.23↑112.4% | 1.05↓38.6% | 1.71↓27.2% | 2.35↑7.3% | 2.19 | |
| Weighted Average Shares | 131↑19.1% | 110↑46.5% | 75↑0.2% | 75↓2.3% | 76 | |
| Weighted Average Diluted Shares | 131↑19.0% | 110↑46.5% | 75↑0.1% | 75↓2.3% | 77 | |
* All figures in Millions of USD, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.