Provident Financial Holdings, Inc. (PROV) — Financial ratios
Profitability, liquidity, leverage, and valuation ratios for Provident Financial Holdings, Inc., with annual and quarterly history.
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Valuation | ||||||
| P/E Ratio | 16.64x | 11.61x | 10.60x | 12.08x | 17.05x | 13.02x |
| P/B Ratio | 0.81x | 0.66x | 0.70x | 0.85x | 1.01x | 0.81x |
| P/S Ratio | 1.73x | 1.45x | 1.82x | 2.78x | 3.24x | 2.13x |
| Profitability | ||||||
| Gross Margin | 65.9% | 66.3% | 81.3% | 98.3% | 90.3% | 84.7% |
| Operating Margin | 14.8% | 17.7% | 24.8% | 32.6% | 25.6% | 23.2% |
| Net Margin | 10.4% | 12.5% | 17.2% | 23.1% | 19.0% | 16.4% |
| EBITDA Margin | 20.5% | 23.1% | 31.2% | 44.9% | 41.4% | 30.4% |
| Liquidity | ||||||
| Current Ratio | 0.06x | 0.06x | 0.08x | 0.05x | 0.10x | 0.15x |
| Quick Ratio | 0.06x | 0.06x | 0.08x | 0.05x | 0.10x | 0.15x |
| Leverage | ||||||
| Debt/Equity | 1.66x | 1.84x | 1.81x | 0.66x | 0.79x | 1.14x |
YoY = year-over-year change. Source: FMP..