Republic Bancorp, Inc. (RBCAA) — Financial statements
Income statement, balance sheet, and cash flow for Republic Bancorp, Inc. — annual and quarterly history with growth and margin analysis.
| Metric (USD Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 521↑4.3% | 500↑18.6% | 422↑33.3% | 316↑2.0% | 310 | |
| Cost of Revenue | 135↓22.7% | 175↑52.5% | 115↑285.1% | 30↑45.8% | 20 | |
| Gross Profit | 386↑18.9% | 325↑5.8% | 307↑7.1% | 286↓1.1% | 290 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 141↑16.1% | 122↑2.6% | 119↑5.0% | 113↑1.1% | 112 | |
| Selling & Marketing Expenses | 8↓18.2% | 9↑11.8% | 8↑22.9% | 7↑56.6% | 4 | |
| SG&A Expenses | 149↑13.6% | 131↑3.2% | 127↑6.1% | 120↑3.2% | 116 | |
| Other Expenses | 71↑8.3% | 66↓0.9% | 66↑33.4% | 50↓19.8% | 62 | |
| Operating Expenses | 220↑11.8% | 197↑1.8% | 193↑14.1% | 170↓4.8% | 178 | |
| Total Costs & Expenses | 356↓4.4% | 372↑20.7% | 308↑54.7% | 199↑0.4% | 199 | |
| Operating Results | ||||||
| Operating Income | 166↑29.8% | 128↑12.8% | 113↓3.1% | 117↑4.8% | 111 | |
| Depreciation & Amortization | 0.00↓100.0% | 15↓2.5% | 15↓16.9% | 18↓1.4% | 18 | |
| EBITDA | 166↑16.4% | 142↑11.0% | 128↓5.0% | 135↑4.0% | 130 | |
| EBIT | 166↑29.8% | 128↑12.8% | 113↓3.1% | 117↑4.8% | 111 | |
| Interest & Other Income | ||||||
| Net Interest Income | 335↑7.2% | 312↑8.1% | 289↑22.0% | 237↑6.3% | 223 | |
| Interest Income | 439↑1.3% | 433↑21.6% | 356↑45.8% | 244↑6.9% | 228 | |
| Interest Expense | 104↓14.1% | 121↑79.6% | 67↑798.0% | 7↑32.2% | 6 | |
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | 166↑29.8% | 128↑12.8% | 113↓3.1% | 117↑4.8% | 111 | |
| Income Tax Expense | 34↑30.6% | 26↑15.3% | 23↓11.3% | 26↑8.0% | 24 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 131↑29.5% | 101↑12.2% | 90↓0.8% | 91↑4.0% | 88 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | 131↑29.5% | 101↑12.2% | 90↓0.8% | 91↑4.0% | 88 | |
| Bottom-Line Net Income | 131↑29.5% | 101↑12.2% | 90↓0.8% | 91↑4.0% | 88 | |
| EPS (Basic) | 6.65↑27.6% | 5.21↑13.0% | 4.61↑0.4% | 4.59↑8.0% | 4.25 | |
| EPS (Diluted) | 6.63↑28.0% | 5.18↑13.8% | 4.55↓0.4% | 4.57↑7.3% | 4.26 | |
| Weighted Average Shares | 20↑1.5% | 19↓0.7% | 20↓1.2% | 20↓3.1% | 20 | |
| Weighted Average Diluted Shares | 20↑1.4% | 20↓1.6% | 20↓0.3% | 20↓3.2% | 21 | |
* All figures in Millions of USD, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.