Banco Santander, S.A. (SAN) — Financial ratios
Profitability, liquidity, leverage, and valuation ratios for Banco Santander, S.A., with annual and quarterly history.
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Valuation | ||||||
| P/E Ratio | 10.97x | 5.43x | 5.47x | 4.83x | 6.15x | -4.93x |
| P/B Ratio | 1.50x | 0.69x | 0.63x | 0.52x | 0.57x | 0.53x |
| P/S Ratio | 1.29x | 0.53x | 0.50x | 0.53x | 0.81x | 0.71x |
| Profitability | ||||||
| Gross Margin | 40.0% | 39.4% | 38.5% | 49.8% | 66.7% | 56.8% |
| Operating Margin | 15.6% | 14.6% | 13.5% | 17.5% | 23.7% | -3.4% |
| Net Margin | 11.8% | 9.7% | 9.1% | 11.0% | 13.2% | -14.5% |
| EBITDA Margin | 18.2% | 17.2% | 16.1% | 21.0% | 28.1% | 1.2% |
| Liquidity | ||||||
| Current Ratio | 0.25x | 21.49x | 5.89x | 0.28x | 0.26x | 0.28x |
| Quick Ratio | 0.25x | 21.49x | 5.89x | 0.28x | 0.26x | 0.28x |
| Leverage | ||||||
| Debt/Equity | 4.81x | 4.90x | 3.26x | 4.78x | 3.85x | 3.95x |
YoY = year-over-year change. Source: FMP..