SB Financial Group, Inc. (SBFG) — Financial statements
Income statement, balance sheet, and cash flow for SB Financial Group, Inc. — annual and quarterly history with growth and margin analysis.
| Metric (USD Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 91↑11.9% | 81↑7.2% | 76↑20.8% | 63↓13.5% | 73 | |
| Cost of Revenue | 27↑9.1% | 25↑27.9% | 19↑271.3% | 5↑2.0% | 5 | |
| Gross Profit | 64↑13.1% | 57↑0.2% | 57↓1.7% | 58↓14.7% | 68 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 26↑6.2% | 24↑4.0% | 23↓5.4% | 25↓10.0% | 28 | |
| Selling & Marketing Expenses | 0.65↓20.7% | 0.82↑5.0% | 0.78↓14.2% | 0.91↑16.2% | 0.78 | |
| SG&A Expenses | 26↑5.3% | 25↑4.0% | 24↓5.8% | 26↓9.3% | 28 | |
| Other Expenses | 21↑15.2% | 18↑0.2% | 18↑6.8% | 17↑0.8% | 17 | |
| Operating Expenses | 47↑9.4% | 43↑2.4% | 42↓0.8% | 42↓5.6% | 45 | |
| Total Costs & Expenses | 74↑9.3% | 68↑10.4% | 61↑28.8% | 47↓4.8% | 50 | |
| Operating Results | ||||||
| Operating Income | 17↑24.5% | 14↓5.9% | 15↓3.9% | 15↓32.6% | 23 | |
| Depreciation & Amortization | 2↓38.1% | 4↓0.4% | 4↓11.1% | 4↓35.4% | 6 | |
| EBITDA | 19↑11.7% | 17↓4.8% | 18↓5.4% | 19↓33.2% | 29 | |
| EBIT | 17↑24.5% | 14↓5.9% | 15↓3.9% | 15↓32.6% | 23 | |
| Interest & Other Income | ||||||
| Net Interest Income | 48↑21.4% | 40↑1.7% | 39↓0.3% | 39↑4.0% | 38 | |
| Interest Income | 74↑14.9% | 64↑10.7% | 58↑30.5% | 45↑6.4% | 42 | |
| Interest Expense | 25↑4.3% | 24↑29.4% | 19↑265.2% | 5↑28.6% | 4 | |
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | 17↑24.5% | 14↓5.9% | 15↓3.9% | 15↓32.6% | 23 | |
| Income Tax Expense | 3↑37.5% | 2↓9.0% | 3↓6.2% | 3↓37.1% | 4 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 14↑21.8% | 11↓5.2% | 12↓3.4% | 13↓31.5% | 18 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | 14↑21.8% | 11↓5.2% | 12↓3.4% | 13↓31.5% | 18 | |
| Bottom-Line Net Income | 14↑21.8% | 11↓5.2% | 12↓3.4% | 13↓31.4% | 18 | |
| EPS (Basic) | 2.19↑27.3% | 1.72↓2.8% | 1.77↓1.1% | 1.79↓26.9% | 2.45 | |
| EPS (Diluted) | 2.19↑27.3% | 1.72↓1.7% | 1.75↓1.1% | 1.77↓27.5% | 2.44 | |
| Weighted Average Shares | 6↓4.4% | 7↓2.5% | 7↓2.5% | 7↓5.8% | 7 | |
| Weighted Average Diluted Shares | 6↓4.4% | 7↓3.4% | 7↓1.8% | 7↓5.9% | 7 | |
* All figures in Millions of USD, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.