Southern Missouri Bancorp, Inc. (SMBC) — Financial statements
Income statement, balance sheet, and cash flow for Southern Missouri Bancorp, Inc. — annual and quarterly history with growth and margin analysis.
| Metric (USD Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 305↑11.7% | 273↑34.8% | 203↑46.8% | 138↑6.6% | 130 | |
| Cost of Revenue | 129↑14.9% | 112↑68.6% | 67↑351.3% | 15↓6.2% | 16 | |
| Gross Profit | 176↑9.6% | 161↑18.3% | 136↑10.2% | 123↑8.4% | 114 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 58↑4.3% | 56↑15.2% | 48↑33.0% | 36↑14.4% | 32 | |
| Selling & Marketing Expenses | 2↓2.3% | 2↑19.6% | 2↑18.4% | 1↑38.5% | 1 | |
| SG&A Expenses | 60↑4.0% | 58↑15.4% | 50↑32.5% | 38↑15.2% | 33 | |
| Other Expenses | 42↑5.4% | 40↑9.6% | 36↑42.1% | 26↑20.5% | 21 | |
| Operating Expenses | 102↑4.6% | 98↑12.9% | 86↑36.4% | 63↑17.3% | 54 | |
| Total Costs & Expenses | 231↑10.1% | 210↑37.2% | 153↑95.9% | 78↑12.0% | 70 | |
| Operating Results | ||||||
| Operating Income | 74↑17.2% | 63↑27.6% | 49↓17.4% | 60↑0.3% | 60 | |
| Depreciation & Amortization | 10↓0.7% | 10↑33.6% | 8↑27.6% | 6↑9.2% | 5 | |
| EBITDA | 84↑14.8% | 73↑28.4% | 57↓13.4% | 66↑1.1% | 65 | |
| EBIT | 74↑17.2% | 63↑27.6% | 49↓17.4% | 60↑0.3% | 60 | |
| Interest & Other Income | ||||||
| Net Interest Income | 155↑10.8% | 139↑10.1% | 127↑22.4% | 104↑11.7% | 93 | |
| Interest Income | 277↑11.7% | 248↑40.8% | 176↑51.0% | 117↑6.8% | 109 | |
| Interest Expense | 123↑12.7% | 109↑119.2% | 50↑273.5% | 13↓20.8% | 17 | |
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | 74↑17.2% | 63↑27.6% | 49↓17.4% | 60↑0.3% | 60 | |
| Income Tax Expense | 15↑19.2% | 13↑26.4% | 10↓19.7% | 13↑1.7% | 13 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 59↑16.7% | 50↑27.9% | 39↓16.8% | 47↓0.0% | 47 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | 58↑16.2% | 50↑27.9% | 39↓16.8% | 47↓0.0% | 47 | |
| Bottom-Line Net Income | 58↑16.8% | 50↑27.9% | 39↓16.9% | 47↓0.1% | 47 | |
| EPS (Basic) | 5.19↑17.4% | 4.42↑14.5% | 3.86↓26.1% | 5.22↑0.0% | 5.22 | |
| EPS (Diluted) | 5.18↑17.2% | 4.42↑14.8% | 3.85↓26.1% | 5.21↓0.2% | 5.22 | |
| Weighted Average Shares | 11↓0.4% | 11↓0.3% | 11↑25.1% | 9↑0.2% | 9 | |
| Weighted Average Diluted Shares | 11↓0.3% | 11↓0.3% | 11↑25.7% | 9↑0.0% | 9 | |
* All figures in Millions of USD, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.