Stellar Bancorp, Inc. (STEL) — Financial ratios
Profitability, liquidity, leverage, and valuation ratios for Stellar Bancorp, Inc., with annual and quarterly history.
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Valuation | ||||||
| P/E Ratio | 15.57x | 13.20x | 11.36x | 19.90x | 10.19x | 16.22x |
| P/B Ratio | 0.96x | 0.94x | 0.97x | 0.74x | 1.02x | 1.35x |
| P/S Ratio | 2.69x | 2.43x | 2.41x | 2.98x | 3.18x | 2.96x |
| Profitability | ||||||
| Gross Margin | 69.3% | 69.4% | 73.5% | 75.3% | 91.5% | 73.4% |
| Operating Margin | 21.4% | 23.2% | 26.3% | 18.2% | 38.2% | 22.4% |
| Net Margin | 17.3% | 18.4% | 21.2% | 15.0% | 31.2% | 18.2% |
| EBITDA Margin | 21.4% | 28.3% | 31.9% | 22.4% | 41.0% | 25.5% |
| Liquidity | ||||||
| Current Ratio | 31.79x | 0.23x | 0.21x | 0.24x | 0.42x | 0.22x |
| Quick Ratio | 31.79x | 0.23x | 0.21x | 0.24x | 0.42x | 0.22x |
| Leverage | ||||||
| Debt/Equity | 0.02x | 0.04x | 0.11x | 0.13x | 0.26x | 0.12x |
YoY = year-over-year change. Source: FMP..