Synchrony Financial (SYF-PA) — Financial ratios
Profitability, liquidity, leverage, and valuation ratios for Synchrony Financial, with annual and quarterly history.
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Valuation | ||||||
| P/E Ratio | 8.41x | 7.37x | 7.19x | 5.23x | 6.21x | 14.76x |
| P/B Ratio | 1.78x | 1.55x | 1.16x | 1.23x | 1.92x | 1.61x |
| P/S Ratio | 1.56x | 1.24x | 0.93x | 1.20x | 2.33x | 1.59x |
| Profitability | ||||||
| Gross Margin | 51.0% | 45.2% | 44.2% | 62.9% | 84.3% | 45.6% |
| Operating Margin | 24.2% | 21.9% | 16.7% | 30.0% | 49.0% | 14.0% |
| Net Margin | 18.6% | 16.9% | 12.9% | 22.9% | 37.6% | 10.8% |
| EBITDA Margin | 26.9% | 24.2% | 19.4% | 33.2% | 52.5% | 17.0% |
| Liquidity | ||||||
| Current Ratio | 0.21x | 0.22x | 0.22x | 0.20x | 0.20x | 0.28x |
| Quick Ratio | 0.21x | 0.22x | 0.22x | 0.20x | 0.20x | 0.28x |
| Leverage | ||||||
| Debt/Equity | 0.91x | 0.93x | 1.15x | 1.10x | 1.06x | 1.24x |
YoY = year-over-year change. Source: FMP..