United Bancorp, Inc. (UBCP) — Financial ratios
Profitability, liquidity, leverage, and valuation ratios for United Bancorp, Inc., with annual and quarterly history.
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Valuation | ||||||
| P/E Ratio | 10.17x | 9.73x | 7.88x | 9.32x | 9.66x | 9.05x |
| P/B Ratio | 1.12x | 1.13x | 1.11x | 1.35x | 1.27x | 1.05x |
| P/S Ratio | 1.66x | 1.64x | 1.72x | 2.54x | 3.00x | 2.08x |
| Profitability | ||||||
| Gross Margin | 67.4% | 65.8% | 74.2% | 92.7% | 95.6% | 76.6% |
| Operating Margin | 17.4% | 16.6% | 23.2% | 30.0% | 35.1% | 24.8% |
| Net Margin | 16.3% | 16.8% | 21.9% | 27.3% | 31.1% | 23.0% |
| EBITDA Margin | 19.5% | 19.4% | 26.0% | 33.7% | 39.4% | 28.6% |
| Liquidity | ||||||
| Current Ratio | 0.25x | 0.22x | 0.33x | 0.37x | 0.37x | 0.35x |
| Quick Ratio | 0.25x | 0.22x | 0.33x | 0.37x | 0.37x | 0.35x |
| Leverage | ||||||
| Debt/Equity | 1.86x | 2.08x | 2.02x | 0.70x | 0.55x | 0.53x |
YoY = year-over-year change. Source: FMP..