Union Bankshares, Inc. (UNB) — Financial ratios
Profitability, liquidity, leverage, and valuation ratios for Union Bankshares, Inc., with annual and quarterly history.
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Valuation | ||||||
| P/E Ratio | 9.78x | 14.93x | 12.26x | 8.56x | 10.16x | 8.98x |
| P/B Ratio | 1.34x | 1.97x | 2.10x | 1.95x | 1.59x | 1.42x |
| P/S Ratio | 1.24x | 1.68x | 2.05x | 2.03x | 2.56x | 2.18x |
| Profitability | ||||||
| Gross Margin | 61.5% | 60.8% | 72.1% | 91.5% | 93.2% | 86.1% |
| Operating Margin | 13.8% | 11.7% | 19.1% | 28.7% | 30.3% | 28.9% |
| Net Margin | 12.7% | 11.2% | 16.7% | 23.8% | 25.2% | 24.3% |
| EBITDA Margin | 13.8% | 13.8% | 21.6% | 32.1% | 33.9% | 32.8% |
| Liquidity | ||||||
| Current Ratio | 0.05x | 0.16x | 0.22x | 0.22x | 0.26x | 0.12x |
| Quick Ratio | 0.05x | 0.16x | 0.22x | 0.22x | 0.26x | 0.12x |
| Leverage | ||||||
| Debt/Equity | 3.74x | 4.15x | 1.25x | 1.20x | 0.19x | 0.09x |
YoY = year-over-year change. Source: FMP..