Universal Insurance Holdings, Inc. (UVE) — Financial statements
Income statement, balance sheet, and cash flow for Universal Insurance Holdings, Inc. — annual and quarterly history with growth and margin analysis.
| Metric (USD Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 1,596↑4.9% | 1,521↑9.3% | 1,392↑13.8% | 1,223↑9.0% | 1,122 | |
| Cost of Revenue | 986↓25.4% | 1,321↑10.0% | 1,201↑4.2% | 1,153↑14.6% | 1,005 | |
| Gross Profit | 610↑205.3% | 200↑4.6% | 191↑172.8% | 70↓39.9% | 116 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 0.00↓100.0% | 109↑13.1% | 96↑6.0% | 91↑3.7% | 87 | |
| Selling & Marketing Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| SG&A Expenses | 0.00↓100.0% | 109↑13.1% | 96↑6.0% | 91↑3.7% | 87 | |
| Other Expenses | 367↑5561.7% | 6↓0.8% | 7↓1.2% | 7↑935.9% | 0.64 | |
| Operating Expenses | 367↑218.5% | 115↑12.2% | 103↑5.5% | 97↑10.4% | 88 | |
| Total Costs & Expenses | 1,353↓5.8% | 1,436↑10.2% | 1,303↑4.3% | 1,250↑14.3% | 1,093 | |
| Operating Results | ||||||
| Operating Income | 243↑187.3% | 85↓4.2% | 88↑424.3% | -27↓195.9% | 28 | |
| Depreciation & Amortization | 7↑15.5% | 6↓16.4% | 7↑0.2% | 7↑5.5% | 7 | |
| EBITDA | 257↑165.9% | 96↓4.9% | 101↑822.6% | -14↓139.1% | 36 | |
| EBIT | 249↑176.0% | 90↓4.0% | 94↑541.3% | -21↓173.6% | 29 | |
| Interest & Other Income | ||||||
| Net Interest Income | -5↑16.2% | -6↑0.9% | -6↑1.4% | -6↓914.8% | -0.58 | |
| Interest Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Interest Expense | 5↓16.2% | 6↓0.9% | 6↓1.4% | 6↑914.8% | 0.58 | |
| Non-Operating Income | -6↓11.3% | -6↑0.9% | -6↑1.4% | -6↓914.8% | -0.58 | |
| Other Income / Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | 243↑187.3% | 85↓4.2% | 88↑424.3% | -27↓195.9% | 28 | |
| Income Tax Expense | 60↑134.1% | 26↑19.3% | 22↑531.4% | -5↓162.3% | 8 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 183↑210.5% | 59↓11.8% | 67↑400.2% | -22↓209.1% | 20 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | 183↑210.5% | 59↓11.8% | 67↑400.2% | -22↓209.1% | 20 | |
| Bottom-Line Net Income | 183↑210.5% | 59↓11.8% | 67↑400.1% | -22↓209.2% | 20 | |
| EPS (Basic) | 6.56↑216.9% | 2.07↓7.6% | 2.24↑411.1% | -0.72↓210.8% | 0.65 | |
| EPS (Diluted) | 6.32↑214.4% | 2.01↓9.5% | 2.22↑408.3% | -0.72↓210.8% | 0.65 | |
| Weighted Average Shares | 28↓2.3% | 28↓4.5% | 30↓3.0% | 31↓1.5% | 31 | |
| Weighted Average Diluted Shares | 29↓1.6% | 29↓2.9% | 30↓2.0% | 31↓1.8% | 31 | |
* All figures in Millions of USD, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.