VersaBank (VBNK) — Financial ratios
Profitability, liquidity, leverage, and valuation ratios for VersaBank, with annual and quarterly history.
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Valuation | ||||||
| P/E Ratio | 18.40x | 14.17x | 6.77x | 11.44x | 14.44x | 7.73x |
| P/B Ratio | 0.98x | 1.41x | 0.76x | 0.74x | 0.97x | 0.59x |
| P/S Ratio | 4.36x | 5.05x | 1.20x | 1.96x | 3.41x | 1.74x |
| Profitability | ||||||
| Gross Margin | 100.0% | 100.0% | 45.4% | 61.8% | 69.5% | 63.3% |
| Operating Margin | 34.5% | 49.1% | 24.2% | 24.6% | 32.5% | 31.1% |
| Net Margin | 23.7% | 35.6% | 17.7% | 17.1% | 23.6% | 22.5% |
| EBITDA Margin | 37.1% | 51.4% | 25.0% | 26.0% | 34.3% | 32.4% |
| Liquidity | ||||||
| Current Ratio | 0.13x | 0.06x | 0.04x | 0.04x | 0.15x | 0.16x |
| Quick Ratio | 0.13x | 0.06x | 0.04x | 0.04x | 0.15x | 0.16x |
| Leverage | ||||||
| Debt/Equity | 0.20x | 0.27x | 0.29x | 0.31x | 0.30x | 0.07x |
YoY = year-over-year change. Source: FMP..