Westamerica Bancorporation (WABC) — Financial statements
Income statement, balance sheet, and cash flow for Westamerica Bancorporation — annual and quarterly history with growth and margin analysis.
| Metric (USD Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 272↓12.6% | 311↓5.0% | 328↑22.7% | 267↑23.1% | 217 | |
| Cost of Revenue | 13↓25.7% | 18↑546.7% | 3↑42.3% | 2↓1.5% | 2 | |
| Gross Profit | 259↓11.8% | 293↓9.7% | 325↑22.6% | 265↑23.3% | 215 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 71↑40.7% | 50↑5.1% | 48↑3.8% | 46↓3.9% | 48 | |
| Selling & Marketing Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| SG&A Expenses | 71↑40.7% | 50↑5.1% | 48↑3.8% | 46↓3.9% | 48 | |
| Other Expenses | 31↓42.4% | 54↓2.3% | 55↑4.0% | 53↑6.9% | 50 | |
| Operating Expenses | 102↓2.4% | 104↑1.1% | 103↑3.9% | 99↑1.6% | 98 | |
| Total Costs & Expenses | 115↓5.8% | 122↑15.2% | 106↑4.6% | 101↑1.5% | 100 | |
| Operating Results | ||||||
| Operating Income | 157↓17.1% | 189↓14.7% | 222↑33.8% | 166↑41.5% | 117 | |
| Depreciation & Amortization | 6↓41.4% | 10↓11.6% | 12↓28.9% | 17↓0.3% | 17 | |
| EBITDA | 163↓18.4% | 199↓14.5% | 233↑28.1% | 182↑36.3% | 134 | |
| EBIT | 157↓17.1% | 189↓14.7% | 222↑33.8% | 166↑41.5% | 117 | |
| Interest & Other Income | ||||||
| Net Interest Income | 217↓13.3% | 251↓10.5% | 280↑27.4% | 220↑28.2% | 171 | |
| Interest Income | 231↓13.8% | 268↓5.6% | 284↑28.1% | 222↑27.9% | 173 | |
| Interest Expense | 14↓21.3% | 17↑347.8% | 4↑102.1% | 2↓1.5% | 2 | |
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | 157↓17.1% | 189↓14.7% | 222↑33.8% | 166↑41.5% | 117 | |
| Income Tax Expense | 41↓19.7% | 50↓15.7% | 60↑37.3% | 44↑42.7% | 31 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 116↓16.2% | 139↓14.3% | 162↑32.6% | 122↑41.1% | 87 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | 116↓16.2% | 139↓14.3% | 162↑32.6% | 122↑41.1% | 87 | |
| Bottom-Line Net Income | 116↓16.2% | 139↓14.3% | 162↑32.6% | 122↑41.1% | 87 | |
| EPS (Basic) | 4.53↓12.9% | 5.20↓14.2% | 6.06↑33.5% | 4.54↑41.0% | 3.22 | |
| EPS (Diluted) | 4.53↓12.9% | 5.20↓14.2% | 6.06↑33.5% | 4.54↑41.0% | 3.22 | |
| Weighted Average Shares | 25↓6.9% | 27↓0.1% | 27↓0.7% | 27↑0.1% | 27 | |
| Weighted Average Diluted Shares | 25↓6.9% | 27↓0.1% | 27↓0.7% | 27↑0.1% | 27 | |
* All figures in Millions of USD, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.