WaFd, Inc. (WAFD) — Financial statements
Income statement, balance sheet, and cash flow for WaFd, Inc. — annual and quarterly history with growth and margin analysis.
| Metric (USD Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 1,410↓1.6% | 1,433↑30.8% | 1,095↑49.4% | 733↑12.4% | 653 | |
| Cost of Revenue | 693↓4.9% | 728↑84.8% | 394↑427.2% | 75↓14.1% | 87 | |
| Gross Profit | 718↑1.9% | 704↑0.5% | 701↑6.5% | 659↑16.4% | 566 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 60↓77.1% | 263↑21.5% | 217↑6.4% | 203↑6.8% | 190 | |
| Selling & Marketing Expenses | 267 | 0.00 | 0.00 | 0.00 | 0.00 | |
| SG&A Expenses | 327↑24.4% | 263↑21.5% | 217↑6.4% | 203↑6.8% | 190 | |
| Other Expenses | 100↓45.9% | 185↑16.2% | 159↑2.8% | 155↑9.3% | 142 | |
| Operating Expenses | 427↓4.6% | 448↑19.2% | 376↑4.9% | 359↑7.9% | 332 | |
| Total Costs & Expenses | 1,120↓4.8% | 1,177↑52.8% | 770↑77.7% | 433↑3.3% | 419 | |
| Operating Results | ||||||
| Operating Income | 290↑13.1% | 256↓21.2% | 325↑8.3% | 300↑28.7% | 233 | |
| Depreciation & Amortization | 10↓92.8% | 134↑483.8% | 23↓64.1% | 64↑88.9% | 34 | |
| EBITDA | 299↓23.3% | 390↑12.1% | 348↓4.4% | 364↑36.3% | 267 | |
| EBIT | 290↑13.1% | 256↓21.2% | 325↑8.3% | 300↑28.7% | 233 | |
| Interest & Other Income | ||||||
| Net Interest Income | 654↓1.0% | 661↓4.3% | 690↑16.1% | 595↑17.7% | 505 | |
| Interest Income | 1,339↓2.4% | 1,372↑31.5% | 1,043↑56.5% | 666↑12.6% | 592 | |
| Interest Expense | 685↓3.6% | 711↑101.5% | 353↑391.5% | 72↓17.0% | 87 | |
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | 290↑13.1% | 256↓21.2% | 325↑8.3% | 300↑28.7% | 233 | |
| Income Tax Expense | 64↑13.5% | 56↓17.2% | 68↑6.2% | 64↑28.6% | 50 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 226↑13.0% | 200↓22.3% | 257↑8.9% | 236↑28.7% | 184 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | 226↑13.0% | 200↓22.3% | 257↑8.9% | 236↑28.7% | 184 | |
| Bottom-Line Net Income | 211↑14.0% | 185↓23.6% | 243↑9.5% | 222↑27.7% | 174 | |
| EPS (Basic) | 2.64↑5.6% | 2.50↓32.8% | 3.72↑9.4% | 3.40↑42.3% | 2.39 | |
| EPS (Diluted) | 2.63↑5.2% | 2.50↓32.8% | 3.72↑9.7% | 3.39↑41.8% | 2.39 | |
| Weighted Average Shares | 80↑8.0% | 74↑13.9% | 65↓0.1% | 65↓10.0% | 73 | |
| Weighted Average Diluted Shares | 80↑8.0% | 74↑13.8% | 65↓0.2% | 65↓9.9% | 73 | |
* All figures in Millions of USD, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.