Waterstone Financial, Inc. (WSBF) — Financial ratios
Profitability, liquidity, leverage, and valuation ratios for Waterstone Financial, Inc., with annual and quarterly history.
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Valuation | ||||||
| P/E Ratio | 11.18x | 13.35x | 30.53x | 19.36x | 7.33x | 5.67x |
| P/B Ratio | 0.84x | 0.74x | 0.83x | 1.02x | 1.20x | 1.11x |
| P/S Ratio | 1.46x | 1.25x | 1.62x | 2.21x | 1.93x | 1.45x |
| Profitability | ||||||
| Gross Margin | 71.2% | 66.5% | 71.9% | 91.7% | 96.1% | 90.1% |
| Operating Margin | 16.6% | 12.0% | 6.2% | 14.3% | 34.3% | 34.0% |
| Net Margin | 13.1% | 9.4% | 5.3% | 11.4% | 26.4% | 25.5% |
| EBITDA Margin | 16.6% | 13.3% | 8.1% | 16.7% | 36.6% | 35.8% |
| Liquidity | ||||||
| Current Ratio | 0.14x | 0.12x | 0.16x | 0.21x | 0.47x | 0.24x |
| Quick Ratio | 0.14x | 0.12x | 0.16x | 0.21x | 0.47x | 0.24x |
| Leverage | ||||||
| Debt/Equity | 1.18x | 1.32x | 1.35x | 1.04x | 1.10x | 1.23x |
YoY = year-over-year change. Source: FMP..