Exzeo Group, Inc. (XZO) — Financial statements
Income statement, balance sheet, and cash flow for Exzeo Group, Inc. — annual and quarterly history with growth and margin analysis.
| Metric (USD Millions) | 2025 | 2024 | 2023 | 2022 | 2020 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 217↑62.0% | 134↑51.6% | 88↑93.6% | 46↓11.7% | 52 | |
| Cost of Revenue | 89↑10.2% | 81↑13.6% | 71↓0.8% | 72↑44.9% | 50 | |
| Gross Profit | 128↑141.3% | 53↑211.4% | 17↑164.6% | -26↓1374.1% | 2 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Selling & Marketing Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| SG&A Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Expenses | 22 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Operating Expenses | 22 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Total Costs & Expenses | 111↑15.7% | 96↑11.8% | 86↑2.9% | 83↑38.1% | 60 | |
| Operating Results | ||||||
| Operating Income | 106↑178.8% | 38↑1388.5% | 3↑106.8% | -38↓334.3% | -9 | |
| Depreciation & Amortization | 3↑24.3% | 2↑7.2% | 2↑30.5% | 2↑53.0% | 1 | |
| EBITDA | 113↑180.4% | 40↑749.0% | 5↑113.2% | -36↓375.2% | -8 | |
| EBIT | 110↑190.1% | 38↑1388.5% | 3↑106.8% | -38↓334.3% | -9 | |
| Interest & Other Income | ||||||
| Net Interest Income | 4↑685.0% | 0.55↑953.8% | 0.05↑73.3% | 0.03 | 0.00 | |
| Interest Income | 4↑685.0% | 0.55↑953.8% | 0.05↑73.3% | 0.03 | 0.00 | |
| Interest Expense | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Non-Operating Income | -4 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | 4↑254.7% | -3↓66.4% | -2↓96.1% | -0.85↑89.0% | -8 | |
| Income Before Tax | 110↑213.0% | 35↑3890.5% | 0.88↑102.3% | -39↓134.5% | -16 | |
| Income Tax Expense | 28↑200.4% | 9↑176.3% | -12↓452.5% | 3↑184.4% | -4 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 83↑217.4% | 26↑102.1% | 13↑130.7% | -42↓238.2% | -12 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | 83↑87.6% | 44↑112.3% | 21↑138.0% | -55↓340.2% | -12 | |
| Bottom-Line Net Income | 79↑79.1% | 44↑112.3% | 21↑138.0% | -55↓340.2% | -12 | |
| EPS (Basic) | 0.87↑135.1% | 0.37↑184.6% | 0.13↑118.6% | -0.70↓400.0% | -0.14 | |
| EPS (Diluted) | 0.87↑135.1% | 0.37↑184.6% | 0.13↑118.6% | -0.70↓400.0% | -0.14 | |
| Weighted Average Shares | 91↑0.2% | 91↑0.0% | 91↑0.0% | 91↑0.0% | 91 | |
| Weighted Average Diluted Shares | 91↑0.2% | 91↑0.0% | 91↑0.0% | 91↑0.0% | 91 | |
* All figures in Millions of USD, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.