HBT Financial, Inc. (HBT) — Financial statements
Income statement, balance sheet, and cash flow for HBT Financial, Inc. — annual and quarterly history with growth and margin analysis.
| Metric (USD Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 293↑2.8% | 285↑8.2% | 264↑41.2% | 187↑13.7% | 164 | |
| Cost of Revenue | 59↓11.1% | 66↑44.8% | 46↑602.8% | 6↑386.8% | -2 | |
| Gross Profit | 235↑7.0% | 219↑0.5% | 218↑21.0% | 180↑8.3% | 166 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 58↓26.8% | 79↓1.3% | 80↑30.2% | 61↑8.4% | 57 | |
| Selling & Marketing Expenses | 36↑739.4% | 4↓14.3% | 5↑32.6% | 4↑12.6% | 3 | |
| SG&A Expenses | 94↑13.0% | 83↓2.1% | 85↑30.4% | 65↑8.6% | 60 | |
| Other Expenses | 36↓6.5% | 39↓13.0% | 45↑14.7% | 39↑29.9% | 30 | |
| Operating Expenses | 130↑6.8% | 122↓5.9% | 130↑24.5% | 104↑15.7% | 90 | |
| Total Costs & Expenses | 189↑0.5% | 188↑7.3% | 175↑58.4% | 111↑26.1% | 88 | |
| Operating Results | ||||||
| Operating Income | 105↑7.3% | 97↑9.9% | 89↑16.3% | 76↓0.5% | 77 | |
| Depreciation & Amortization | 5↓12.3% | 6↑0.1% | 6↑47.5% | 4↓5.1% | 4 | |
| EBITDA | 110↑6.2% | 103↑9.3% | 94↑17.8% | 80↓0.7% | 81 | |
| EBIT | 105↑7.3% | 97↑9.9% | 89↑16.3% | 76↓0.5% | 77 | |
| Interest & Other Income | ||||||
| Net Interest Income | 199↑5.3% | 189↓1.2% | 191↑31.0% | 146↑19.2% | 122 | |
| Interest Income | 256↑1.6% | 252↑9.9% | 229↑49.6% | 153↑19.4% | 128 | |
| Interest Expense | 57↓9.5% | 63↑65.7% | 38↑428.2% | 7↑23.4% | 6 | |
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | 105↑7.3% | 97↑9.9% | 89↑16.3% | 76↓0.5% | 77 | |
| Income Tax Expense | 27↑7.4% | 26↑12.6% | 23↑15.2% | 20↓2.7% | 20 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 77↑7.3% | 72↑9.0% | 66↑16.6% | 56↑0.3% | 56 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | 77↑7.3% | 72↑9.0% | 66↑16.6% | 56↑0.3% | 56 | |
| Bottom-Line Net Income | 77↑7.3% | 72↑9.0% | 66↑16.6% | 56↑0.5% | 56 | |
| EPS (Basic) | 2.44↑7.5% | 2.27↑9.1% | 2.08↓0.5% | 2.09↑3.5% | 2.02 | |
| EPS (Diluted) | 2.44↑8.0% | 2.26↑9.2% | 2.07↓1.0% | 2.09↑3.5% | 2.02 | |
| Weighted Average Shares | 31↓0.5% | 32↓0.1% | 32↑9.6% | 29↑3.8% | 28 | |
| Weighted Average Diluted Shares | 31↓0.9% | 32↓0.1% | 32↑9.7% | 29↑4.0% | 28 | |
* All figures in Millions of USD, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.