HBT Financial, Inc. (HBT) — Financial ratios
Profitability, liquidity, leverage, and valuation ratios for HBT Financial, Inc., with annual and quarterly history.
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Valuation | ||||||
| P/E Ratio | 10.55x | 9.64x | 10.14x | 10.00x | 9.25x | 11.29x |
| P/B Ratio | 1.32x | 1.27x | 1.36x | 1.51x | 1.26x | 1.14x |
| P/S Ratio | 2.77x | 2.43x | 2.53x | 3.02x | 3.17x | 2.65x |
| Profitability | ||||||
| Gross Margin | 80.0% | 76.9% | 82.7% | 96.5% | 101.4% | 89.2% |
| Operating Margin | 35.6% | 34.1% | 33.6% | 40.8% | 46.6% | 31.6% |
| Net Margin | 26.3% | 25.2% | 25.0% | 30.2% | 34.3% | 23.5% |
| EBITDA Margin | 37.4% | 36.2% | 35.8% | 42.9% | 49.1% | 34.3% |
| Liquidity | ||||||
| Current Ratio | 0.28x | 0.05x | 0.21x | 0.27x | 0.36x | 0.39x |
| Quick Ratio | 0.28x | 0.05x | 0.21x | 0.27x | 0.36x | 0.39x |
| Leverage | ||||||
| Debt/Equity | 0.11x | 0.25x | 0.30x | 0.75x | 0.34x | 0.34x |
YoY = year-over-year change. Source: FMP..